We are OneUnited Bank

We are America’s largest Black-owned bank. We’re working to help develop urban communities across the nation, to raise financial literacy within our communities, and to build Black economic power in America.

 

BankBlack®. Move your money. Join the movement.
Banking with us is simple
Easily Deposit Checks

Through our Mobile App on your iOS or Android device.

Setup Direct Deposit

Avoid monthly maintenance fees any month you have a direct deposit.

Surcharge Free ATMs

Get cash surcharge free at over 25,000 ATMs nationwide.

UNITY Checking

Whether you need a second chance or are looking for a great interest rate, we have some of the best checking accounts in the country.

Get Started

UNITY Savings

With low minimums to open, automatic savings plans and low to no maintenance fees, UNITY Saving accounts are a great choice.

Get Started

UNITY Visa® Secured Card

More than just another credit card. With UNITY Visa you get reporting to the 3 major credit bureaus, the How to Rebuild Credit Program, and more.

Get Started
  • Smart Money Series Bank Black LifestyleSmart Money Series Bank Black Lifestyle
  • Black Dollars and SenseBlack Dollars and Sense
  • Let’s Make Black History NowLet’s Make Black History Now
  • Kevin Cohee on The Breakfast Club Radio ShowKevin Cohee on The Breakfast Club Radio Show
  • ICYMI: WEOUT EventICYMI: WEOUT Event
  • Michael Render (a.k.a. Killer Mike) Speaks at Our #BankBlackMiami EventMichael Render (a.k.a. Killer Mike) Speaks at Our #BankBlackMiami Event

Our Mission

We are working to build black economic power in America. We are committed to increasing financial literacy within our communities, and to offering affordable financial services for all. We believe in treating all customers with respect, dignity, and personal attention to their banking needs…regardless of their account balances.

  • "It was very easy and convenient to open and deposit into my new account. The customer service is fantastic."

    Lorrie S.

  • "Excellent customer service I should have switched banks years ago. GO TEAM!!!"

    Taibu S.

  • "Friendly service with a smile!!!!"

    Patrick A.

  • "I couldn't be happier! I feel like I'm doing SOMETHING positive for my community. Thank you!"

    Tamika H.

  • "The representatives were extremely kind, patient and informative. Great customer service. I definitely enjoyed my interaction."

    Antrilise C.

  • "I opened my account online and it was fast and easy! I love my new bank!"

    Niesha M.

  • "It has been a very pleasant experience thus far. I`m very enthusiastic about banking with you guys, Thank you!!"

    Cordee S.

  • "Staff was very friendly and took care of business. I'm glad I opened my account here."

    Kareem G.

  • "The online sign up was simple. Your website is user friendly. Hope to do a lot of business with OneUnited."

    Timothy C.

  • "Opening an account online with OneUnited Bank was very easy to do. I'm very happy with my experience"

    Jogina O.

  • "Great Bank!!! Opening an account was smooth and quick! I looking forward to moving all my money to One United Bank and doing business with them for years to come!"

    Amorris C.

  • "Easy to use website. State of the art. I'm so proud to be a member."

    Sonya J.

  • "I am truly honored to be a part of this tremendous and very important revolution. Thank you OneUnited."

    Sheryl P.

  • "The customer representatives was knowledgeable and fast and very sweet"

    Anahalee Y.

  • "Had to call customer service twice, and had an outstanding experience both times."

    Richard D.

  • "Your website was easy to use. Your responses back to me were quick. I am excited to be a member of this bank."

    Deborah D.

  • "I am proud to be a part of an institution that is economically funding our community!"

    Gabrielle T.

  • "Easy process. This bank offers everything my previous national bank does plus more. Never going back!"

    Jamie M.

  • "Great customer service when I called to get some questions answered. It was very easy to open an account."

    Ulanda P.

  • "It was very simple and easy. When I did have a question the customer service was great."

    Dawn B.

  • "The staff was very friendly and helped me find the perfect options to fit my needs. Not too mention, the branch itself is so beautiful and welcoming!"

    Michelee H.

  • "Best and most efficient way to open a bank account online!! Thank you so much!!!"

    Ruth E-H

  • "Everyone was so nice and polite. Very helpful and welcoming. Great experience!"

    Earl G.

  • "The account opening process was simple. The customer support team was able to answer all of my questions within minutes."

    Opal R.

  • "I love the gold ribbon on the UNITY Visa Card. It reminds me to "follow the yellow brick road" to better credit."

    Jackie W.

  • "I have used a secured card for nine months and followed the advice and my credit score has increased 90 points."

    Cindy L.

  • "Quick, easy and simple process to opening an account. Enjoying my experience with OneUnited thus far!"

    Bradley B