Elevate Your Finances with Revolutionary Technology

Because we all need answers.

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Harness the power of AI to make better financial decisions

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The Future of Banking

More than just a bank account

Access real world AI driven solutions to make better financial decisions.

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Improve your financial wellness

Reduce your financial stress

Use AI driven personalized insights and alerts to build wealth.

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Get The App

You’re One Tap Away From Building Wealth That Matters

Access our suite of banking services and personalized financial insights with our digital banking app.

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Elevate Your Finances

Use AI insights and digital banking services to simplify your financial wellness journey

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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Get Cash Locally

Access the nation’s largest surcharge-free ATM network, 100,000+ locations.

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Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

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Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

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Move Money Easily

Send payments in realtime without delay - not in an hour or a day - but right away!

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Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

Excellent Bank
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I had trouble accessing online banking. I called customer service and was instantly helped. Great customer service!
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Knowledge and experience
Great mobile experience!
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The process to create and use my account has been great! I have not had any issues and depositing checks through the app has been smooth. I’m really enjoying my experience and will be recommending to friends and family.
Bank of the Future
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Banking with OneUnited has been awesome one stop for depositing checks mobile safe guards for your wallet. They are efficient and very effective against fraud or unauthorized charges and on your side. Thank you
An amazing experience!
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Since day one, OneUnited has been amazing! I have had very few issues but during those times, the customer service has been amazing and I genuinely have not one complaint!
The bank site was easy to navigate
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The bank site was easy to navigate. I was also able to see disclosures. I also had a trouble-free experience when opening my account..

Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

Learn More About Our Story

The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

Learn more about OneTransaction®

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Save and Invest

Participating in an automatic savings plan can generate wealth.

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Profitable Business

Building a profitable business can create generational wealth.

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Buy a Home

Owning a home can build equity to generate wealth.

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Improve Your Credit Score

Building a good credit score gives access to better loan programs and rates.

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Write Your Will

Having a will can ensure that assets are protected for loved ones.

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Protect With Life Insurance

One of the least costly ways to create generational wealth is to have life insurance.

We’re here for you

Get real help from real people, our first-class customer support team based in America.

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Watch How-to-Videos
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Talk to Our Customer Support Team


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Social Justice

In Defense of Love

#OneLove to the world! Join us as we champion the legacy of defenders of love. Their stories have changed the world and expanded the rights

A vibrant graphic with the words "Celebrating Juneteenth Freedom Day" in bold red, green, and yellow text on a black background, surrounded by a striking border of colorful rectangles to honor Juneteenth.
Social Justice

Celebrating Juneteenth

Many Americans are confused about the significance of our country’s 11th national holiday, Juneteenth, perceiving it to be a holiday only for Black Americans. Juneteenth,

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.