HARNESS THE POWER OF AI

Elevate Your Finances with Revolutionary Technology

Because we all need answers.

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Harness the power of AI to make better financial decisions

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The Future of Banking

More than just a bank account

Access real world AI driven solutions to make better financial decisions.

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Improve your financial wellness

Reduce your financial stress

Use AI driven personalized insights and alerts to build wealth.

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Get The App

You’re One Tap Away From Building Wealth That Matters

Access our suite of banking services and personalized financial insights with our digital banking app.

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Elevate Your Finances

Use AI insights and digital banking services to simplify your financial wellness journey

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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Get Cash Locally

Access the nation’s largest surcharge-free ATM network, 100,000+ locations.

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Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

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Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

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Move Money Easily

Send payments in realtime without delay - not in an hour or a day - but right away!

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Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

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Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

Learn More About Our Story

The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

Learn more about OneTransaction®

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Save and Invest

Participating in an automatic savings plan can generate wealth.

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Profitable Business

Building a profitable business can create generational wealth.

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Buy a Home

Owning a home can build equity to generate wealth.

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Improve Your Credit Score

Building a good credit score gives access to better loan programs and rates.

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Write Your Will

Having a will can ensure that assets are protected for loved ones.

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Protect With Life Insurance

One of the least costly ways to create generational wealth is to have life insurance.

We’re here for you

Get real help from real people, our first-class customer support team based in America.

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Articles on credit, financial wellness, digital banking, financial literacy and social justice.

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Financial Literacy

Black Travel: The Legacy of the Green Book

Travel opens us up to new cultures and experiences. Black travel, however, comes with its unique challenges and opportunities. In this article, we explore the

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.