Make a comeback. Rebuild your credit.

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UNITY Visa® Secured Credit Card

More than just another credit card. With the UNITY Visa® Secured Card you get reporting to the 3 major credit bureaus, the How to Rebuild Credit Program, and so much more. If you are looking for a tool to help you rebuild or strengthen your credit, the UNITY Visa Secured Card is a great place to start. Just check out this e-book on getting a second chance at credit with UNITY Visa.

And to top it all off, we have great rates. See our rates and disclosures for yourself.

Start Your Journey!

Why wait any longer to start rebuilding your credit?* Just fill out this form to open an account with us today!

*Late payments and going over the credit limit may damage your credit history.

Credit Rebuilding Tools

Make a Comeback

Make a comeback and start working to rebuild your credit with our How to Rebuild Credit Program.

You Can Make a Comeback
  • Strengthen Your Credit

    Strengthen Your Credit

    Maybe you want to buy a house, or a car in the future. Using the UNITY Visa Secured Card can help strengthen your credit history, bringing your dreams closer to reality.

    Apply Now
  • Rebuild Your Credit

    Rebuild Your Credit

    You shouldn't have to live with bad credit, and the truth is, you don't have to. Because we report to the 3 major credit bureaus, you can rebuild your credit over time with the UNITY Visa Secured Card.

    Apply Now

Curious about the whole secured card process? You can learn more about it by visiting our How to Get a Secured Card page.

Want to check your UNITY Visa® Secured Card application status?

Just click the button and get an update.

Check Your Status

SpeedPay | an ACI Worldwide Company

Pay By SpeedpaySM

Through Speedpay – an ACI Worldwide Company – we offer another way to make UNITY Visa Secured Card payments online or over the phone. You can make a one-time payment on your secured card account using a debit or credit card (for a small fee) using the service.

 

To Use Speedpay

  • Step #1: Have your account number ready (along with the zip code and the last 4 digits of your tax ID or SSN).
  • Step #2: Click the “Make a Payment by Speedpay” button below to visit the Speedpay payment website for OneUnited Bank, or call SpeedPay at 1-844-231-6368.
  • Step #3: Follow the instructions on the Speedpay website or through prompts by phone.

 

There are many ways to make your payment and to start rebuilding your credit with the UNITY Visa Secured Card. Make a payment via Speedpay online, use your bank’s Bill Pay feature, or mail in your payment.

Financial Education Center
Financial Education Center | Secured Card | OneUnited Bank

Learn about the importance of your credit score, the factors that impact it, and ways to protect your credit score.

Learn about setting savings goals, different savings account options, and smart habits to help meet your financial needs.

This program will help you understand key financial concepts and make better decisions related to managing your money.

  • "I love the gold ribbon on the UNITY Visa Card. It reminds me to "follow the yellow brick road" to better credit."

    Jackie W.

    UNITY Visa® Secured Card Customer

  • "I have used a secured card for nine months and followed the advice and my credit score has increased 90 points."

    Cindy L.

    UNITY Visa® Secured Card Customer

  • "Easy application, quick process, and great opportunity for us who is re-building credit."

    Dennis M.

    UNITY Visa® Secured Card Customer