Build or Rebuild Credit

No credit score required. With a UNITY^® Visa, a secured credit card, you can make a comeback!

Qualifications apply. See our rates and disclosures.

Build or rebuild your credit.

Late payments and going over the credit limit may damage your credit history.

Credit Rebuilding Tools

You Can Make a Comeback

You shouldn’t have to live with bad credit…

…and the truth is, you don’t have to. Make a comeback and start working to rebuild your credit with our How to Rebuild Credit Program.

Explore our checking and savings options.

Easy as 1-2-3

How UNITY^® Visa Works

Get the Card.

Apply online for UNITY® Visa- a secured credit card. No minimum credit score. See our rates and disclosures. Qualifications apply.

With UNITY® Visa you get:

A Visa credit card
An FDIC insured security deposit
Fixed rate, not variable

Start your journey to better financial wellness.

Fund the Security Deposit.

Your security deposit will equal your credit limit. Your credit limit will be determined by your income and your ability to pay the credit line established. (Note: The annual fee will reduce your available credit when you initially receive your UNITY® Visa card and whenever the annual fee is charged.)

Build Credit While You Shop.

Your bill comes monthly. We report to the 3 major credit bureaus, which can build or rebuild your credit. (Please note: Your security deposit cannot be used to pay off your balance. See disclosures for more information.)

No credit score required. With UNITY® Visa, a secured credit card, you can make a comeback!
Qualifications apply. See our rates and disclosures.

Financial Education Modules

Build Better Credit

Credit Cards

Credit Scores and Reports

Why You Should Pay More Than the Minimum Balance on Your Credit Card

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.

Build or Rebuild Credit

You Can Make a Comeback

Strengthen Your Credit History

Get Benefits of a Credit Card

Access the Rebuild Credit Program

Explore our checking and savings options.

Checking Accounts

Savings Accounts & CDs

How UNITY^® Visa Works

Get the Card.

Fund the Security Deposit.

Build Credit While You Shop.

Financial Education Modules

It takes 5-minutes to start elevating your finances

Build or Rebuild Credit

You Can Make a Comeback

Strengthen Your Credit History

Get Benefits of a Credit Card

Access the Rebuild Credit Program

Explore our checking and savings options.

Checking Accounts

Savings Accounts & CDs

How UNITY® Visa Works

Get the Card.

Fund the Security Deposit.

Build Credit While You Shop.

Financial Education Modules

It takes 5-minutes to start elevating your finances

How UNITY^® Visa Works