Two Day Early Pay Image

Get Paid 2 Days Early

With BankBlack Early Pay

What’s better than getting paid on Friday? Getting paid 2 days earlier, that’s what. With BankBlack Early Pay you can receive your paycheck or government check up to 2 days early with direct deposit.


No extra fees or handling charges. You can simply get your money faster.
(Qualifications apply. Please review the BankBlack Early Pay Disclosures.)

Get the Card & Get Paid Early

Get the card and get paid up to 2 days early with BankBlack Early Pay!

BankBlack Visa Debit Card | OneUnited Bank

Join the Movement

Get Paid Early

Setup Direct Deposit

With just a few taps or clicks you can get your direct deposits early with BankBlack Early Pay. It starts with activating your BankBlack Visa Debit card. If you don’t have yours yet, you can click here to get your card.

Ready to get paid early? Just follow these simple steps:

  1. Login to Online Banking or Mobile Banking
    • Login to online banking or our mobile app
    • Select “Additional Services” or tap on “More” in our app
    • Select Direct Deposit
  2. Make your choice (Yes/No) on BankBlack Early Pay
  3. Choose how you want to be notified about Early Pay deposits
  4. Select “Create New” to create a new direct deposit form
  5. Enter info and download the form
  6. Provide the direct deposit form to your employer and you’re all set!

Early Pay | Opt In | OneUnited Bank
Early Pay | Setup | OneUnited Bank
Bank with #BlackExcellence

OneUnited Bank pays early by making the money available as soon as your verified employer or payor notifies us of the intended deposit – which is often up to 2 days before most banks make the funds available to you. Direct deposits for BankBlack Early Pay must be made in your name or in the name of a signee on your account. (Qualifications apply. Please review the BankBlack Early Pay Disclosures.)


Your feedback helped us elevate the #BankBlack Movement to the next level, and BankBlack Early Pay offers our members more freedom than ever.

Setup Automatic Savings

You can easily set up an automatic savings plan with OneUnited Bank’s online banking. Your savings plan can be set up between an external bank account to deposit into your OneUnited Bank savings account or between two existing OneUnited Bank accounts.