Key tips to improve your financial wellness

Articles on credit, financial wellness, digital banking, financial literacy and social justice.

Category
Financial Literacy

Your Guide to Gifting Without the Guilt

The holidays are here! While the season brings joy, it often brings expenses, too. With our five-step guide, let’s take the guilt out of gift-giving.

A person sitting cross-legged on a couch is smiling and raising their fists in excitement while looking at a laptop, thrilled by the success of their latest lending venture.
Financial Wellness

Our Commitment to Your Financial Wellness

As the nation’s largest Black-owned bank, we aim to help you elevate your finances and build generational wealth in a way that uplifts your financial

Two individuals shaking hands while engaging in a lending transaction, exchanging several U.S. hundred-dollar bills.
Financial Literacy

How to Lend to A Friend

Being asked to lend money to those closest to us can often put us in a financial bind. There are ways to preserve our relationships

A couple happily receives house keys from another person, symbolizing their dream purchase with first-time homebuyer assistance.
Financial Literacy

First-Time Homebuyer Assistance Programs

For many, homeownership feels out of reach, especially in today’s market where housing prices continue to rise and the state of America’s economy remains turbulent.

A pink piggy bank and stacks of coins artfully surround a small wooden block labeled "RETIREMENT," symbolizing careful planning for one's golden years.
Financial Literacy

Gen Z and Millennials on Retirement

A 2023 Pew study found that inadequate retirement savings will significantly affect every state and the federal government over the next 20 years. With 56%

A person smiling while holding a plant outdoors, surrounded by greenery.
Social Justice

Reclaiming Our Wealth and Our Roots

The Financial Toll of Land Loss From the Dawes Act (1887) to discriminatory redlining practices, Indigenous and Black communities have experienced several forms of land

Man in a coral shirt smiles while holding a smartphone and a credit card, sitting on a couch.
Credit

Credit Comeback: Tips for Improvement

Steps to Improve Your Credit Score Check Your Credit Report Regularly Start by getting a free annual credit report from AnnualCreditReport.com. This gives you a

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