Key tips to improve your financial wellness

Articles on credit, financial wellness, digital banking, financial literacy and social justice.

Category
A woman pouring tea into a cup on a table.
Financial Wellness

The Real Tea on Income

Focusing on our strengths over our weaknesses is a better way to build our financial might. Let’s focus on our talents to help increase our income! We know the story – financial inequality is pervasive. Cutting out the morning cup of coffee each day will do little to change our financial state. However, we can flip our perspective towards boosting what we make each month and using the extra income to build personal wealth.

A pregnant woman sitting cross legged with her hands on her stomach.
Financial Literacy

10 Money Moves When You’re Expecting

Congratulations on your next chapter and new addition to the family! As you prepare for the arrival of your little one, it’s essential to ensure your financial house is in order. Improving your money management skills and making smart money moves is more important than ever.

OneUnited Bank OneLove™ Card
Digital Banking

One Love, One Community: The Heartbeat of Our Financial Empowerment Journey

As we stand at the forefront of a new era, it’s essential to reflect on the paths we’ve traveled and the bridges we’ve built. At OneUnited Bank, our journey has always been more than just banking; it’s been about fostering a sense of unity, love, and empowerment within our community. This Black History Month, we’re proud to introduce the OneLove™ Card, a symbol of our unwavering commitment to these values and our dedication to financial empowerment.

A woman looking at paintings in an art gallery.
Social Justice

A Walk Through History: 10 Museums and Historical Landmarks

The article “A Walk Through History: 10 Museums and Historical Landmarks” highlights the importance of Black history through ten key sites, including museums and historic landmarks across the U.S. These places, like the National Museum of African American History in Washington, D.C., and the Legacy Museum in Alabama, offer insights into African American history from slavery to modern times. The article emphasizes the significance of these sites in understanding and honoring Black heritage, especially during Black History Month.

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Digital Banking

Thank You for 2023, Stay Tuned for 2024

The blog article from OneUnited Bank is a message of gratitude to its supporters for their role in the bank’s successful year in 2023. Highlights include the launch of WiseOne® Insights, an AI-driven financial wellness tool, the establishment of the largest surcharge-free ATM network, and innovative services like Money Moves and Card Command. The bank also maintained its status as a certified Community Development Financial Institution, with a significant focus on affordable rental housing loans in low-income, predominantly minority communities, and proudly received the highest Bank Enterprise Award from the U.S. Department of Treasury. The article concludes with an expression of thanks and anticipation for more positive developments in 2024.

A child is enthusiastically depositing coins into a pink piggy bank, fostering the concept of generational wealth.
Financial Literacy

Generational Foundation: A Financial Guide for Parents

In a world where financial stability and legacy are pivotal, this blog serves as a beacon for parents striving to pave a financial path for their children. It delves into fostering financial literacy at home, the significance of budgeting, the impact of early savings, and the power of open conversations about money. The article also emphasizes the importance of hands-on entrepreneurial experiences for kids and introduces practical investment options like the 529 College Savings Plan and Roth IRAs for minors, aiming to secure a prosperous future for the next generation.

Two people walking up a ladder with money on it.
Financial Literacy

Retire Early with the F.I.R.E Method

Embrace the F.I.R.E. Method for an unconventional approach to retirement, taking control of your financial destiny. Shifting away from the standard retirement age, this strategy is about discipline and smart financial management to retire in your 30s or 40s. However, it’s not a one-size-fits-all; it demands a keen understanding of personal finances and goals. With variations like Lean, Barista, and Flamingo FIRE, find the path that aligns with your vision of financial freedom and early retirement. Join the movement toward a future where life doesn’t revolve around traditional work schedules, and financial security is within early reach.

A hand holding a stack of money on a desk.
Financial Literacy

Young Wealth: How To Change Your Relationship with Money

In a world where wealth is often seen through the lens of income, the real key to success lies in a change in your relationship with money. Explore the secrets to building a solid financial foundation when you’re just starting out at the wealth game!

A silhouette of two hands making a heart shape with fireworks in the background.
Financial Wellness

New Year’s Resolution: Simpatico

As we approach the new year, let’s consider a New Year’s resolution that may be different than previous years. Let’s avoid focusing on weight loss

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