Achieve Your Goals with Checking

Enjoy no monthly fee or interest checking options you can access anytime, anywhere.

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Elevate your finances with revolutionary technology.  

Discover the OneUnited Difference.

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Checking Options

Greenwood Debit card
No Monthly Fee

Black Wall Street Checking

Activate our most popular account. No monthly maintenance fee.

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Second Chance Checking

U2 E-Checking

The best choice if you have a ChexSystems record.

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Interest Checking*

UNITY E-Gold Checking

Build wealth with interest-bearing checking. Ways to avoid monthly maintenance fee.

More Information

See our Digital Products and our Online Truth in Savings Disclosure for more details regarding interest products.

Also, we offer other checking accounts in our branches (not Digital Products). See Personal deposit products for more information.

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Access TheOne™ Digital Banking Solutions

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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Move Money Easily

Send payments in realtime, without delay - not in an hour or a day - but right away!

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Build Wealth with New Technology

Access AI driven personalized insights and instant alerts 24/7 with WiseONE Insights.

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Master Money Management

See every account in one place with Money Management.

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Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

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Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

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Get Cash Locally

Access the Nation's largest surcharge-free ATM network, 100,000+ locations.

Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

Easy as 1-2-3

How to Get a OneUnited Visa Debit Card

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Sign Up

Open a checking account online to get your Visa Debit Card. Start your journey to better financial wellness. Sign Up
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Instantly Get Your Digital Card

Shop in-store or online with your real-time digital card within 24 hours. Find your digital card in Card Command in our app. Access TheOne Digital Banking Solutions.

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Enjoy Your Visa Debit Card

Enjoy your tap-to-pay OneUnited Visa debit card when it arrives in up to 14 days.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.