We’re FDIC Insured

OneUnited Bank is FDIC Insured

We’re a full-service bank, not just a digital platform, with branch offices in Boston, Miami, and Los Angeles. We’re also well-capitalized by regulatory standards, with a focus on serving our community and supporting every customer to build generational wealth. So, you don’t need to worry about your deposit.

Here are some questions and answers that we hope are helpful:

• Q. What types of bank deposits are protected?
  A. Checking accounts, NOW accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and bank-issued cashier’s checks and money orders. You are insured for up to $250,000 when adding up your accounts at one bank. If you have a joint account, you each get $250,000 in coverage, for a potential total of $500,000 in a single joint account. You are also separately insured up to $250,000 at each bank you use. You can calculate your FDIC insurance using a tool on the FDIC’s EDIE website.
• Q. How can I confirm my bank has FDIC protection?
  A. Check the FDIC’s BankFind website which permits you to search by bank name, such as OneUnited Bank, or by website, such as www.oneunited.com.

Additional questions?

You can visit our website for frequently asked questions

Yes, you can sleep well at night knowing your deposits are safe and secure at OneUnited Bank.