Grow Your Savings with Confidence

Get empowered with our user-friendly savings accounts to set goals, track progress, and build a financial cushion that lasts a lifetime.

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Elevate your finances with revolutionary technology.  

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Savings Options

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No Monthly Fee with Direct Deposit*

BankBlack Savings

Save for your future. Avoid monthly fees with direct deposit.
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No Monthly Fee with Minimum Balance**

UNITY E-Gold Savings

Grow faster, boost your interest rate even higher!
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No Monthly Fee


Maximize your returns. Invest in your near future, 4 months to 2-year terms.

More Information

See our Digital Products and our Online Truth in Savings Disclosure for more details regarding interest products.

Also, we offer other checking accounts in our branches (not Digital Products). See Personal deposit products for more information.

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* For any month you have at least one direct deposit during the month, the monthly Maintenance Service Charge Membership Fee will not be charged for that month. An Electronic Funds Transfer (EFT) credit or an AutoSave deposit transfer counts as a direct deposit.

** See our Online Truth in Savings Disclosure for Minimum Balance to Avoid Fees

Access TheOne™ Digital Banking Solutions

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Add or Send Money

Transfer funds between your account at another financial institution and your OneUnited Bank account.

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Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

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Build Wealth with New Technology

Access AI driven personalized insights and instant alerts 24/7 with WiseONE Insights.

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Master Money Management

See every account in one place with Money Management.

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Get Cash Locally

Access the Nation's largest surcharge-free ATM network, 100,000+ locations.

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Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.