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Get deposit products with our innovative suite of banking services to better meet your needs.
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Secure, online deposit products. Yes… banking today is so convenient!
Internet Products
Account Type | Minimum Deposit to Open | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
---|---|---|---|
U2 E-Checking (2nd Chance*) | $25 | N/A | N/A |
Black Wall Street Checking | $25 | N/A | N/A |
UNITY E-Gold Checking | $500 | $100 | $1,000** |
BankBlack Savings | $25 | $200 | $200*** |
UNITY E-Gold Savings | $1,000 | $1,000 | $1,000 |
UNITY Gold 120 Day E-CD | $500 | $500 | N/A |
UNITY Gold One Year E-CD | $500 | $500 | N/A |
UNITY 15 Month E-CD | $500 | $500 | N/A |
UNITY Gold Two Year E-CD | $500 | $500 | N/A |
Yes… we have an affordable checking account that’s right for you!
Checking
Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
---|---|---|---|---|
U2 E-Checking (2nd Chance*) | $25 | $12.00 | N/A | N/A |
Black Wall Street Checking | $25 | N/A | N/A | N/A |
UNITY E-Gold Checking | $500 | $20.00 | $100 | $1,000** |
UNITY Gold Checking | $50 | $20.00 | $100 | $5,000 |
UNITY MyStyle Checking | $50 | $12.00 | N/A | $500** |
UNITY Silver Checking | $50 | N/A | N/A | N/A |
U2 Checking* ¹ | $50 | $12.00 | N/A | N/A |
With our savings accounts, you can actually save money!
Savings
Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
---|---|---|---|---|
BankBlack Savings | $25 | $5.00 | $200 | $200** |
UNITY Youth Savings* | $10 | N/A | $10 | N/A |
UNITY Savings | $100 | $5.00 | $200 | $200 |
UNITY Plus Savings | $100 | $5.00 | $100 | $400 |
UNITY Holiday Club Savings | $10 | N/A | $10 | N/A |
UNITY E-Gold Savings | $1,000 | $5.00 | $1,000 | $1,000 |
Our money market accounts do not “move” with “the market”! We’re a bank that is FDIC insured, not a broker.
Money Market
Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
---|---|---|---|---|
UNITY Money Market | $500 | $12.00 | $500 | $500 |
Certificate Of Deposit (CD)
Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
---|---|---|---|---|
Unity Gold E-CD | $500 | N/A | $500 | N/A |
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See every account in one place with Money Management.
Watch your savings grow and achieve your financial goals faster.
Say goodbye to payday loans and hello to more affordable quick cash.
Access the Nation's largest surcharge-free ATM network, 100,000+ locations.
Build or re-build your credit with no minimum credit score.
See exactly where you’re spending money, how you’re achieving and how you can improve.
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