Rates and Disclosures

Build or rebuild your credit. 

Late payments and going over the credit limit may damage your credit history.

Here is a comparison of the annual percentage rate (APR) of the UNITY Visa® Card and other secured credit cards offered by national banks (effective March 2023). It shows the UNITY Visa Card is one of the best secured credit cards in America!

Card ServiceAPRRate Terms
Wells Fargo No Longer Availablen/a
US Bank28.49%Variable
Bank of America25.49%Variable
Capital One29.74%Variable

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