OneUnited Bank UNITY Gold One Year E-CD The First Black-Owned Internet Bank Make the SMART Decision Apply Online for a Home Loans Today
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Largest Black Owned Bank in the Country
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Largest Black Owned Bank in the Country First Black Owned Internet Bank Largest Black Owned Internet and Retail Bank in America
OneUnited Bank offers home loans Apply for a Home Loan Today!

We now offer great home loan rates and an easy service.  Simply APPLY NOW:

  • Online
  • At one of our branch locations
  • For a pre-approval before finding your new home
  • To refinance your existing mortgage
  • Check Loan Status

Get a great rate and a decision quick, fast & in a hurry!  Don’t delay.  Don’t let your worries about being approved stand in the way of finding the best mortgage for you and your family!!!
OneUnited Bank offers home loans
UNITY Gold One Year CD UNITY Gold Four Year E-CD
Open an account online today and receive $100 Bonus!

  • Competitive Rate
  • Secure FDIC Insured
  • Lock in Rate for Four Years
  • Free Online Banking
  • Free and Easy Funds Transfer via ACH
  • $100 Bonus
UNITY Gold One Year E-CD - OneUnited Bank
UNITY Gold One Year CD UNITY Gold E-Money Market
Open today and start a savings plan!

  • Free and Easy Funds Transfer
  • Great Rates
  • Secure FDIC Insured
  • Free Online Banking
  • Online Statements and Balance Alerts
  • Free ATM Card
UNITY Gold E-Savings
Real Conversations about money Real Conversations
Learn valuable financial lessons.
Kevin Cohee, Chairman and CEO of OneUnited Bank discusses the importance of having real conversations about money during these difficult economic times.
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Real Conversations About Money with Kevin Cohee of OneUnited Bank
Largest Black Owned Bank
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© 2010 OneUnited Bank. All rights reserved.

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program: OneUnited Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, the FDIC temporarily provides a full guarantee for deposits held by FDIC insured institutions in noninterest bearing transaction accounts. This coverage became effective on October 14, 2008 and will expire at 11:59 PM EST on June 30th, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Please visit the FDIC website for more information on this program (www.fdic.gov).

* The interest rate (1.55%) and annual percentage yield (APY) (1.55%) is effective today and has been effective as of March 8th, 2010. $1,000.00 minimum balance to open and $1,000 minimum to earn disclosed APY. (For balances of $100,000 and more, the interest rate and APY are 1.55%.) All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.