Personal Banking > Open an Account

Open an Account

Introducing Purchase Rewards! You can:

  • Click… to activate special offers on our website for food, clothes, entertainment, etc.
  • Shop… simply pay for your purchases with your OneUnited Bank Visa Debit card.
  • Enjoy… receive cash back into your OneUnited Bank checking account by the end of the next month!

    • With UNITY E-Style Checking you can obtain:

    • Purchase Rewards
    • Free Visa Debit card
    • No monthly maintenance fees with direct deposit
    • Low minimum balances to avoid monthly maintenance fee
    • No ATM fees for proprietary ATMs
    • Access to over 15,000 surcharge free ATMs
    • No transaction or per check fees
    • Free 24 hour telephone banking
    • Free online banking and bill payment services
    • Convenient banking by mail and direct deposit
    • Convenient personal service by phone

    We offer online saving, money market and certificates of deposit too!

    Open an account today and get Purchase Rewards! See Disclosures.

    New Customer? Get Started Now!


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    What product are you interested in?
    What is your intended opening deposit?
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    Login to Online Banking. Then go to Open Account!

    Follow these simple steps to open a UNITY E-Style Checking account!

    1. Enter your personal information. (Security is important to us. If you have any concerns, please read our Security information on this website.)
    2. Agree to the terms and conditions.
    3. Electronically make a deposit from an existing bank account (or send us a check).
    4. Review and submit your application.
    5. Enroll in OneUnited OnLine, our FREE online banking service to view your balance.

    You must be 18 or older, a U.S. citizen with a driver's license or state issued ID and a social security number and you must have a bank account with a U.S. financial institution.

    For your security, we will ask you to confirm ownership of your bank account by verifying 2 small amounts that we will deposit in your bank account. Once verified, your account with us will become active and your funds will be deposited or transferred. There is a 9 day hold before your initial deposited funds are available to transfer from OneUnited Bank.

    OneUnited Bank would like our products and process to be as easy to understand as possible. We hope these FAQs will address your questions. Thank you for inquiring about our services.


     

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