Get a Loan, No Credit Check

For emergencies, there’s CashPlease!
Get an instant decision on a short-term personal loan.

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Whether it’s an emergency or unexpected expenses, CashPlease has you covered.

Discover the OneUnited Difference.

Already have an account? Log in

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No More Payday Loans

Life can throw curveballs. We’re here bridging the gap between paychecks to help avoid overdrafts. (Qualifications apply.)

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Apply Anytime

Apply 24/7 and obtain a decision in minutes!

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Instant Funding

Get cash in your account within 4 hours!

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Save Money

Pay less interest than a payday loan!

Access TheOne™ Digital Banking Solutions

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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Master Money Management

Get personalized tips to pay off debt and track every account.

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Earn Cash Rewards

Earn cash for referring friends and family to OneUnited Bank.

Easy as 1-2-3

Get a CashPlease Loan

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Get the Card.

Open a checking account online. CashPlease is only available to eligible checking account holders. Sign Up
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Get Active!

Account must be open for more than 30 days. The more ACTIVE your account the higher the likelihood to be approved.
Some examples for activity:

  • Setup direct deposit (with 2-Day Early Pay!)
  • Add money to the account.
  • Have recurring deposits.
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Choose CashPlease.

Get a CashPlease personal loan in the OneUnited Bank mobile app. Receive an instant decision. Although we do not use a credit check for decisions, we do report CashPlease payment history to the credit bureaus.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.