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OneUnited Bank offers great rates for home loans, checking, money market, savings accounts and Certificates of Deposits, FREE online banking and bill pay and ATM cards that can be used at over 10,000 surcharge free locations nationwide!
Home Loan Rates Effective Today
Deposit Rates Effective Today and as of March 8th, 2010
Internet Products | Consumer Products | Business Products | Certificates Of Deposit
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Minimum Deposit to Open |
Minimum Average Daily Balance to Obtain APY |
Interest Rate |
Annual Percent Yield |
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Internet Products
(Available online only) |
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| UNITY Gold Four Year E-CD |
$1000 |
$1000 - $9999.99 |
2.40% |
2.40% |
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$1000 |
$10,000 - $99,999.99 |
2.40% |
2.40% |
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$1000 |
$100,000 or more |
2.40% |
2.40% |
| UNITY Gold Two Year E-CD |
$1000 |
$1000 - $9999.99 |
2.00% |
2.00% |
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$1000 |
$10,000 - $99,999.99 |
2.00% |
2.00% |
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$1000 |
$100,000 or more |
2.00% |
2.00% |
| UNITY Gold One Year E-CD |
$1000 |
$1000 - $9999.99 |
1.55% |
1.55% |
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$1000 |
$10,000 - $99,999.99 |
1.55% |
1.55% |
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$1000 |
$100,000 or more |
1.55% |
1.55% |
| UNITY Gold 120 Day E-CD |
$1000 |
$1000 - $9999.99 |
1.00% |
1.00% |
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$1000 |
$10,000 - $99,999.99 |
1.00% |
1.00% |
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$1000 |
$100,000 or more |
1.00% |
1.00% |
| UNITY Gold E-Money Market |
$1000 |
$1000 - $24,999.99 |
1.01% |
1.01% |
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$1000 |
$25,000 - $99,999.99 |
1.05% |
1.05% |
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$1000 |
$100,000 or more |
1.20% |
1.20% |
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Consumer Products
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| UNITY Gold Checking |
$10 |
$100 - $24,999.99 |
0.50% |
0.50% |
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$10 |
$25,000 or more |
0.75% |
0.75% |
| UNITY Youth Savings |
$10 |
$10 - $999.99 |
0.20% |
0.20% |
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$10 |
$1,000 or more |
0.20% |
0.20% |
UNITY Savings
UNITY Plus Savings |
$100 |
$100 - $999.99 |
0.20% |
0.20% |
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$100 |
$1,000 or more |
0.20% |
0.20% |
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Business Products
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UNITY Business Checking
UNITY Non Profit Checking
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$100 |
$100 - $24,999.99 |
0.15% |
0.15% |
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$100 |
$25,000 or more |
0.15% |
0.15% |
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| UNITY Choice Savings |
$100 |
$1,000 or more |
0.20% |
0.20% |
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Certificates Of Deposit (CD)
(Up to $100,000) |
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UNITY 270 Day CD
UNITY 270 Day IRA CD |
$1000 |
$100,000 |
1.25% |
1.25% |
UNITY 90 Day CD
UNITY 90 Day IRA CD |
$1000 |
$100,000 |
0.75% |
0.75% |
| UNITY 18 Month CD |
$1000 |
$100,000 |
1.75% |
1.75% |
UNITY 2 Year CD
UNITY 2 Year IRA CD |
$1000 |
$100,000 |
2.00% |
2.00% |
UNITY 3 Year CD
UNITY 3 Year IRA CD |
$1000 |
$100,000 |
2.20% |
2.20% |
UNITY 4 Year CD
UNITY 4 Year IRA CD |
$1000 |
$100,000 |
2.40% |
2.40% |
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The interest rates and annual percentage yields (APY) are effective as of the date listed above for OneUnited Bank. All rates are subject to change daily. Interest on CDs is simple interest, credited at the end of the term or annually, if the term is greater than one year. A penalty may be imposed for early withdrawals on all CDs and fees may reduce earnings on the account. For more information, including how interest is calculated, please review the OneUnited Bank Online Truth In Savings Disclosure or speak with our Financial Service Representatives. Please call 1-877-One-United or 1-877-663-8648 for the current rate or further detailed information. Member FDIC
(See OneUnited Bank Truth In Savings Disclosures, OneUnited Bank Online Truth In Savings Disclosures, OneUnited Bank Business Account Disclosures and the OneUnited Bank Personal Deposit Account Agreement for more details.)
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