Personal Banking

At OneUnited Bank, we are committed to serving you with the best personal banking services. As a Member, you join the thousands of families and business owners across the country who are committed to the development of urban communities just like yours. With a Personal Banking Membership, you can obtain:

Personal Banking Online

  • Great rates with our internet products
  • Free online banking
  • Free balance alerts
  • Free online bill payment services
  • Free Visa Debit card
  • No or low monthly account maintenance fees
  • No or low minimum balances to avoid fees
  • No ATM fees for proprietary ATMs
  • No check cashing fees
  • No transaction or per check fees
  • Free 24 hour telephone banking
  • Convenient banking by mail and direct deposit
  • Convenient personal service by phone
  • Free membership for senior citizens 65 and over and youth 18 and under!

For more information on our personal banking membership, see OneUnited Bank Truth In Savings Disclosures in our branches or online for Internet Membership and Internet Products.

Become a Member of OneUnited Bank and choose the Membership type to best meet your needs. Our Membership Program offers packages of unique checking, savings and money market accounts that are affordable and convenient. Open a bank account online today

Helpful Links
Financial Education Center

Explore your monthly fixed and flexible expenses and identify areas for additional saving.

Find out how much interest you can save by using the avalanche method compared to the snowball method, two common methods of paying off debts.

This program will help you understand key financial concepts and make better decisions related to managing your money.