U2 Membership
The best choice if you have a less than perfect banking history and want a second chance!
And you get these benefits:
Free Services
- Free Purchase Rewards
- Free mobile banking, online banking, bill pay, balance alerts
- Free Visa Debit Card
No or Low Fees
- Low monthly account maintenance fees
- Low minimum balances to avoid fees
- No or low transaction or per check fees
Convenient Services
- Free mobile banking, online banking and bill pay
- Obtain cash, surcharge free, at over 25,000 ATMs
- Branch staff our customers love!
- Convenient personal service by phone (yes…in America)
Competitive Rates
- CD’s with great rates
- Money Market and Savings with great rates
U2 Members are required to open both U2 Checking and UNITY Holiday Club Savings. For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
| Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
|---|---|---|---|---|
| U2 Checking* ¹ | $50 | $12.00 | N/A | N/A |
| UNITY Savings | $100 | $5.00 | $200 | $200 |
| UNITY Holiday Club Savings | $10 | N/A | $10 | N/A |
| UNITY Money Market | $500 | $12.00 | $500 | $500 |
* Membership eligible accounts.
¹ U2 Checking customers are required to open a UNITY Holiday Club Savings.
See OneUnited Bank Truth in Savings Disclosures for more details.
Learn More