U2 Membership

The best choice if you have a less than perfect banking history and want a second chance!

And you get these benefits:

Free Services

  • Free Purchase Rewards
  • Free mobile banking, online banking, bill pay, balance alerts
  • Free Visa Debit Card

No or Low Fees

  • Low monthly account maintenance fees
  • Low minimum balances to avoid fees
  • No or low transaction or per check fees

Convenient Services

Competitive Rates

U2 Members are required to open both U2 Checking and UNITY Holiday Club Savings. For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.

U2 Membership

Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
U2 Checking* ¹ $50 $12.00 N/A N/A
UNITY Savings $100 $5.00 $200 $200
UNITY Holiday Club Savings $10 N/A $10 N/A
UNITY Money Market $500 $12.00 $500 $500

* Membership eligible accounts.
¹ U2 Checking customers are required to open a UNITY Holiday Club Savings.

See OneUnited Bank Truth in Savings Disclosures for more details.
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