Senior Membership

The best choice for seniors (yes, 65+) who want free checking!

And you get these benefits:

Free Services

No or Low Fees

  • No or low monthly account maintenance fees
  • Low minimum balances to avoid fees
  • No or low transaction or per check fees

Convenient Services

Competitive Rates

For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.

Senior Membership

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY)Minimum Balance to Avoid Maintenance Services Charges
UNITY Silver Checking$50N/AN/AN/A
UNITY Savings$100$5.00$200$200
UNITY Holiday Club Savings$10N/A$10N/A
UNITY Money Market$500$12.00$500$500

* Membership eligible accounts.

See OneUnited Bank Truth in Savings Disclosures for more details.
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