Senior Membership

The best choice for seniors (yes, 65+) who want free checking!

And you get these benefits:

Free Services

  • Free checking and Visa Debit Card
  • Free Purchase Rewards
  • Free mobile banking, online banking, bill pay, balance alerts

No or Low Fees

  • No or low monthly account maintenance fees
  • Low minimum balances to avoid fees
  • No or low transaction or per check fees

Convenient Services

Competitive Rates

For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.

Senior Membership
Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Silver Checking $50 N/A N/A N/A
UNITY Savings $100 $5.00 $200 $200
UNITY Holiday Club Savings $10 N/A $10 N/A
UNITY Money Market $500 $12.00 $500 $500

* Membership eligible accounts.

See OneUnited Bank Truth in Savings Disclosures for more details.
Learn More

Financial Education Center
Financial Education Center | Senior Membership | OneUnited Bank

Explore how much money you will need to save for retirement and investment options that will help you meet your retirement savings goals.

Explore the different options for when you may start collecting retirement benefits and develop the plan that works best for you.

Explore important financial planning topics like investment strategies, estate planning, and social security so you can have a comfortable retirement.