Gold Membership

The best choice to build wealth with high interest checking!

And you get these benefits:

Free Services

No or Low Fees

  • Low monthly account maintenance fees
  • Low minimum balances to avoid fees
  • No or low transaction or per check fees
  • No check cashing fees

Convenient Services

Competitive Rates

For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.

Gold Membership

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY)Minimum Balance to Avoid Maintenance Services Charges
UNITY E-Gold Checking$500$20.00$100$5,000**
UNITY Gold Checking$10$20.00$100$5,000
UNITY Savings$100$5.00$100$100
UNITY Holiday Club Savings$10N/A$10N/A
UNITY Money Market$500$10.00$500$500

* Membership eligible accounts.

** No maintenance service charge membership fee for any month you have a direct deposit.

See OneUnited Bank Truth in Savings Disclosures for more details.

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