Gold Membership
The best choice to build wealth with high interest checking!
And you get these benefits:
Free Services
- Free Purchase Rewards
- Free mobile banking, online banking, bill pay, balance alerts
- Free Visa Debit Card
No or Low Fees
- Low monthly account maintenance fees
- Low minimum balances to avoid fees
- No or low transaction or per check fees
- No check cashing fees
Convenient Services
- Free mobile banking, online banking and bill pay
- Obtain cash, surcharge free, at over 25,000 ATMs
- Branch staff our customers love!
- Convenient personal service by phone (yes…in America)
Competitive Rates
- An interest earning checking account
- CD’s with great rates
- Money Market and Savings with great rates
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
| Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
|---|---|---|---|---|
| UNITY Gold Checking | $50 | $20.00 | $100 | $5,000 |
| UNITY Savings | $100 | $5.00 | $200 | $200 |
| UNITY Holiday Club Savings | $10 | N/A | $10 | N/A |
| UNITY Money Market | $500 | $12.00 | $500 | $500 |
* Membership eligible accounts.
See OneUnited Bank Truth in Savings Disclosures for more details.