Home Loans
What to Expect
We’ve built the most convenient home loan service ever!
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Home Loans
We’ve built the most convenient home loan service ever!
The application will ask you questions about the home and your finances and takes less than 20 minutes to complete. As soon as you’ve finished the application we’ll review your request for approval
After your application is completed, a OneUnited Bank Home Loan Consultant will contact you within 3 to 4 business days to introduce themselves and to answer any questions you may have. Your Home Loan Consultant will provide help and guidance along the way. If your request wasn’t approved online, they’ll ask you for any information required to make a decision about your loan.
If you are purchasing a new home, your Home Loan Consultant will also contact the real estate broker or the seller so that they’ll know who to contact with questions.
After we receive your application package, the appraisal, and the title work, we’ll contact you to schedule your loan closing. If you are purchasing a home, we’ll also schedule the closing with the real estate broker and the seller.
The closing will take place at the office of an escrow company or attorney in your area. A few days before closing your Loan Representative will contact you to walk through the final information.
That’s all there is to it!
Apply now and you will be on your way to the most convenient home loan ever!
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