Our Gifts That Keep on Giving

Two young children in festive hats open a present beside a decorated Christmas tree, with four adults smiling in the background.

Summary

Incoming… five OneUnited Bank financial gifts under your tree. What are they giving? Financial wellness, reward sweets, early income, savings, and security!

The holiday season is rich with valuable memories, gifts, and gatherings. With so much going on, sometimes our finances can get left behind.

These OneUnited Bank financial gifts help support financial wellness so you can be in the moment and keep holiday stress at bay.

WiseOne

Shopping for the holidays can be dangerous without a financial check-in. Under seasonal pressure, you may be led astray by your financial triggers or persuasive marketing.

It’s important in these situations to lean on tools that help you remove the clutter and get clear quickly. WiseOne is your financial guide, a standalone app that uses AI to help you make strategic money moves.

It understands your financial habits and answers your questions in real-time, and guides you with personalized insights so you can stay safe within financial wellness guardrails.

Early Pay

Imagine your direct deposit landing in your account early. With this gift, imagination isn’t necessary. Get paid up to two days early with Early Pay!

Bills can be a major stressor during the holiday season. Especially when you are considering your holiday budget, so you can gift without the guilt. One or two days of advanced direct deposit can often make the difference, so you can manage paying your bills on time.

Rewards Suite

With our Rewards Suite, your purchases could add up to major rewards! By using your OneUnited Bank Visa Debit Card at checkout, you receive cash back into your checking account.

It’s that simple. There is no limit to the cash back you can receive or the money you can save. And the more you use your debit card, the more offers you receive.

AutoSave

The gift of saving! Set it and forget it. AutoSave helps you round up your extra change on each transaction and move it to your Savings Account.

Skip the laborious effort of moving money into your savings each month and let us do the heavy lifting at the end of each banking day. Turn AutoSave on in our Mobile Banking app and sit back for effortless savings.

Card Control

Traveling for the holidays? Travel itself can be stressful, even without financial security issues. Let Card Control help you with peace of mind so you can focus on itinerary logistics and making memories!

Card Command provides real-time security for your transactions. Tap into digital card use, instant freezing of lost cards, transaction alerts, travel plan setting, and location-based blocking.

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This holiday season, we’ve packed everything you need into five simple tools—from getting your paycheck early to AI that helps you outsmart your debt. It’s financial intelligence, automated savings, and total account control, all designed to help you win.

These gifts are here to support you, even beyond the holiday season. They work to help you reach your goals, stay on top of your finances, and can even help you walk away with (sweet) rewards.

Enjoy your holiday season and stay financially well!

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