2016 Winning Financial Literacy Essays – Kaila Marie Gibbs

A girl holding a teddy bear and a cup.

A girl holding a teddy bear and a cup.Two of a three part series.

OneUnited Bank announced its I Got Bank 6th Annual Essay Contest winners in 2016. The contest is designed to promote financial literacy for youth (ages 8 – 12). We think you will agree…the winning essays are fabulous.

Here is one of the three winning essays:

Kaila Marie Gibbs – 12 years old
Los Angeles, CA

I have bank because I believe in saving money. I have bank because when I grow up I will not have to depend on others. When you do not have bank you have to depend on others that may or may not want to help you that means you usually have to owe someone that’s not happy with you. We do not want to depend or owe anyone; that means I need bank. So by having bank I can make wise decisions such as buying a home, giving to charities of my choice and feeding the homeless. By owning a home I will not be homeless. I will give to charities of my choice, such the Red Cross or Smile of Child and I will feed the homeless. I will be letting these people in need know that they are cared about.

I currently have a savings account, although I do not have a job. I get money for my birthday, my good grades in school and me being on the principle’s list and that’s bank (smile). My Dad, friends and family are the reason I currently am able to get money to save, but one day I will either have a job or a business where I can employ people so they or I can do some of the things I have listed by having bank.

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