OneUnited Bank- The Largest Black Owned Bank UNITY Gold One Year E-CD One Community, One Bank, OneUnited
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Largest Black Owned Bank in the Country
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Largest Black Owned Bank in the Country First Black Owned Internet Bank Largest Black Owned Internet and Retail Bank in America
UNITY Gold One Year CD UNITY Gold OneYear E-CD
Open today and lock in a rate for One Year!

  • Competitive Rate
  • Secure FDIC Insured
  • Lock in Rate for One Year
  • Free Online Banking
  • Free and Easy Funds Transfer
UNITY Gold One Year E-CD - OneUnited Bank
UNITY Gold E-Savings UNITY Gold E-Savings
Open today and start a savings plan!

  • Free and Easy Funds Transfer
  • Great Rates
  • Secure FDIC Insured
  • Free Online Banking
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  • Free ATM Card
UNITY Gold E-Savings
Consumer Banking Receive $50!
With a new checking account**.
Open a new checking account at our retail branches and receive $50.
  • Free Checking with Direct Deposit
  • Second Chance Checking
  • $10 Minimum to Open
  • Free Online Banking and BillPay
  • Low NSF Fees
  • Free Visa Debit Cards
Free Checking Accounts at one of our many branches
Real Conversations about money Real Conversations
Learn valuable financial lessons.
Kevin Cohee, Chairman and CEO of OneUnited Bank discusses the importance of having real conversations about money during these difficult economic times.
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Real Conversations About Money with Kevin Cohee of OneUnited Bank
Largest Black Owned Bank
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© 2009 OneUnited Bank. All rights reserved.

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program: OneUnited Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, the FDIC temporarily provides a full guarantee for deposits held by FDIC insured institutions in noninterest bearing transaction accounts. This coverage became effective on October 14, 2008 and will expire at 11:59 PM EST on December 31, 2009. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Please visit the FDIC website for more information on this program (www.fdic.gov).

First Black Owned Internet Bank
* The interest rate (1.75%) and annual percentage yield (APY) (1.75%) is effective today and has been effective as of June 15th, 2009. $1,000.00 minimum balance to open and $10,000 minimum to earn disclosed APY. (For balances of $1,000 to $9,999.99, the interest rate and APY are 1.75%.) All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.

 

**For consumers only. Minimum deposit to open is $10. New checking account must be opened with new money to OneUnited Bank. Eligible accounts must be in good standing and must receive a new recurring direct deposit of a payroll, social security check, or other external recurring deposit at least monthly for three consecutive months within the first 150 days of account opening. $50 will be deposited into your account automatically within 30 days of meeting all the eligibility requirements. Limit one $50 bonus per customer. This offer cannot be combined with any other promotional offer from OneUnited Bank. This promotional offer expires on 12/31/09 and all eligibility requirements must be met by that date including the three monthly consecutive deposits. $50 bonus is subject to 1099 MISC reporting. This promotion is not available for interest bearing checking accounts. Free Visa Debit Card and Bill Pay for consumers who qualify.