Smart Money Series: What Life Is Like When You Bank Black

Jul

What does it look like when you make the #BankBlack movement part of your everyday life?

It looks a lot like using your debit card at local Black-owned businesses. It looks a lot like recycling your dollars within your community. And when you’re using your OneUnited Bank Visa Debit card, frankly, it just looks good. How and where we use our dollars matters.

Be part of the movement. #GetTheCard

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OneUnited Bank

Our community’s dream is now a reality! OneUnited Bank is fulfilling the hundred year old civil rights dream by garnering the savings power of our communities and channeling it back into urban communities for economic development. With your support by simply opening an FDIC insured account with great rates, we will continue to accomplish this dream everyday!

16 Comments

Andra p.Washington Sr.
What are your plans for opening branches in the future in different states ?
July 20, 2018 Reply
- OneUnited Bank
  Hi Andra Thank you for reaching out to us. We are currently focused on growing our internet business, which allows people from all across the nation to bank with us - regardless of having a branch nearby. With our online banking products you can pay bills, pay other people, create and balance your budget, even deposit checks - right from your iOS or Android device. We’ve got great tools, great technology and great people, so we encourage you to join our community!
  July 20, 2018 Reply
Nikki
Hi there, I want to completely leave mainstream banking but there are some features that I still need to use. Is there any intention of adopting some of the other convenient banking features used by banks like Wells Fargo and Bank of America, such as Zelle. If so, when?
July 20, 2018 Reply
- OneUnited Bank
  Hi Nikki, we are happy to hear you would like to join the OneUnited Bank Community. Even though we do have local retail branches within the Boston, Miami and LA area we are focused on building our internet business. This allows people from all across the nation to bank with us. We offer free online banking with billpay. We have a mobile app that allows you to use mobile remote deposit capture for making check deposits using your smartphone. Our mobile app also has an ATM locator function that allows to find local ATMS within our network of over 30,000 ATMs nationwide surcharge free. The locator can tell you if the ATM takes deposits as well. We hope this information helps. Please let us know if you have any additional questions we can answer.
  July 23, 2018 Reply
Quinnard jones
How about cash deposits?
July 20, 2018 Reply
- OneUnited Bank
  Hi Quinnard, within our mobile app there is an ATM locator feature that lets you know the locations of ATMs within our network local to you. The locator can tell you if a ATM location also accepts cash deposits. We hope this helps. Please let us know if you have any additional questions we can help with.
  July 23, 2018 Reply
Tera Stern
This looks like a place where I want to hang out! Where is this located? I am fairly new to my area and I need to locate black owned businesses in my area ASAP.
July 20, 2018 Reply
- OneUnited Bank
  Hi Tera, thanks for reaching out to us. We are currently focused on growing our internet business, which allows people from all across the nation to bank with us - regardless to having a branch nearby. With our online banking products you can pay bills, pay other people, create and balance your budget, even deposit checks - right from your iOS or Android device. We’ve got great tools, great technology and great people, so we encourage you to learn more about us and about our products and to join our community.
  July 23, 2018 Reply
Larry Warfield
Have an account now!
July 21, 2018 Reply
Sherita
Hi I was wondering do you h please people that is on check system
July 21, 2018 Reply
- OneUnited Bank
  Hi Sherita, great question. We have a second chance checking for customers with a chexsystem record. You can find the details about our U2 E-Checking here:https://www.oneunited.com/unity-checking/.
  July 23, 2018 Reply
Charles Ellis
If I carry my monthly direct deposits over! Will you still charge a monthly fee?
July 22, 2018 Reply
- OneUnited Bank
  Hi Charles, thanks for reaching out. Our UNITY E-Style Checking account's monthly maintenance fee is easily waived by having Direct Deposit as well as making 10 or more POS transactions with your Debit Card per month. You can find the details about our online checking accounts here: https://www.oneunited.com/unity-checking/.
  July 23, 2018 Reply
Patricia Holmes
Hi good evening I am in the detroit area I am excited about joining and learning how I can invest in the black business in my area and around me he us. GO B LACK!
July 23, 2018 Reply
Brandi
Is there opportunity to get help purchasing a home after building a rapport with bank?.For example I recently opened a secured credit card account.My hopes are to continue to build my credit score over the next year and apply for a home loan through OneUnited.Is this something offered or in the works?
October 12, 2018 Reply
- OneUnited Bank
  Hi Brandi, thanks for joining the OneUnited Bank family and for allowing us to help you rebuild! Yes we do offer Single Family Loans as well as Commercial Real Estate and MultiFamily loans. Can you find the details about the various programs we have here: www.oneunited.com/loans. Please let us know if you have any additional questions we can help with.
  October 12, 2018 Reply