The best choice to avoid monthly fees with a minimum balance or direct deposit!
And you get these benefits:
Free Services
- Free Purchase Rewards
- Free mobile banking, online banking, bill pay, balance alerts
- Free Visa Debit Card
No or Low Fees
- No monthly fee for savings with direct deposit
- Low minimum balances to avoid fees for checking
- No or low transaction or per check fees
- No check cashing fees
Convenient Services
- Free mobile banking, online banking and bill pay
- Obtain cash, surcharge free, at over 25,000 ATMs
- Branch staff our customers love!
- Convenient personal service by phone (yes…in America)
Competitive Rates
- CD’s with great rates
- Money Market and Savings with great rates
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
| Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
|---|---|---|---|---|
| UNITY MyStyle Checking | $50 | $12.00 | N/A | $500** |
| UNITY Savings | $100 | $5.00 | $200 | $200 |
| UNITY Holiday Club Savings | $10 | N/A | $10 | N/A |
| UNITY Money Market | $500 | $12.00 | $500 | $500 |
* Membership eligible accounts.
*** For any month you have at least one direct deposit and conduct a minimum of 10 debit card point-of-sale (POS) withdrawals that appear on your statement as completed transactions during the month, the monthly Maintenance Service Charge Membership Fee will not be charged for that month. An Electronic Funds Transfer (EFT) credit counts as a direct deposit.
See OneUnited Bank Truth in Savings Disclosures for more details.
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