Online Banking & Mobile Banking – Internet Membership
The best choice to open and manage your personal and small business checking accounts online!
We’re not only a community bank; we’re an internet bank as well. We offer a number of online banking services for our personal and business banking customers. Here are some of the benefits you’ll discover when you sign up for an internet membership:
Free Services
- Free mobile banking, online banking, bill pay, balance alerts
- LinkLine our automated 24/7 phone service
- Purchase Rewards and Visa Debit Card
No or Low Fees
- No monthly account maintenance fee for savings with direct deposit
- Low monthly account maintenance fees for checking and savings
- Low minimum balances to avoid fees for checking
Convenient Services
- POP Money – Pay other people using their email or text
- Funds Transfer – Move money from you other bank accounts
- Obtain cash, surcharge free, at over 25,000 ATMs
- Online loan applications and decisions for mortgages and credit cards
- Convenient personal service by phone (yes…in America)
Competitive Rates
- Interest checking with great rates
- CD’s with great rates
- Online Money Market and Savings with great rates
For more information on our internet membership program, online business banking, and more, see Disclosures.
| Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
|---|---|---|---|---|
| U2 E-Checking (2nd Chance*) | $50 | $12.00 | N/A | N/A |
| BankBlack Checking | $50 | $10.00 | N/A | $500** |
| UNITY E-Gold Checking | $500 | $20.00 | $100 | $5,000** |
| BankBlack Savings | $50 | $5.00 | $200 | $200** |
| UNITY E-Gold Savings | $1,000 | $5.00 | $1,000 | $2,500 |
| UNITY Gold 120 Day E-CD | $500 | N/A | $500 | N/A |
| UNITY Gold One Year E-CD | $500 | N/A | $500 | N/A |
| UNITY Gold 15 Month E-CD | $500 | N/A | $500 | N/A |
| UNITY Gold Two Year E-CD | $500 | N/A | $500 | N/A |
* For customers with ChexSystems records
** No maintenance service charge membership fee for any month you have a direct deposit and 10 Visa debit card point-of-sale transactions.
See Disclosures for more details.