Online Banking & Mobile Banking – Internet Membership

The best choice to open and manage your personal and small business checking accounts online!

We’re not only a community bank; we’re an internet bank as well. We offer a number of online banking services for our personal and business banking customers. Here are some of the benefits you’ll discover when you sign up for an internet membership:

Free Services

  • Free mobile banking, online banking, bill pay, balance alerts
  • LinkLine our automated 24/7 phone service
  • Purchase Rewards and Visa Debit Card

No or Low Fees

  • No monthly account maintenance fee for savings with direct deposit
  • Low monthly account maintenance fees for checking and savings
  • Low minimum balances to avoid fees for checking

Convenient Services

  • POP Money – Pay other people using their email or text
  • Funds Transfer – Move money from you other bank accounts
  • Obtain cash, surcharge free, at over 25,000 ATMs
  • Online loan applications and decisions for mortgages and credit cards
  • Convenient personal service by phone (yes…in America)

Competitive Rates

For more information on our internet membership program, online business banking, and more, see Disclosures.

Internet Membership

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY)Minimum Balance to Avoid Maintenance Services Charges
U2 E-Checking (2nd Chance*)$50$12.00N/AN/A
BankBlack Checking$50$10.00N/A$500**
UNITY E-Gold Checking$500$20.00$100$5,000**
BankBlack Savings$50$5.00$200$200**
UNITY E-Gold Savings$1,000$5.00$1,000$2,500
UNITY Gold 120 Day E-CD$500N/A$500N/A
UNITY Gold One Year E-CD$500N/A$500N/A
UNITY 18 Month E-CD$500N/A$500N/A
UNITY Gold Two Year E-CD$500N/A$500N/A

* For customers with ChexSystems records
** No maintenance service charge membership fee for any month you have a direct deposit and 10 Visa debit card point-of-sale transactions.

See Disclosures for more details.