With our savings accounts, you can actually save money!

UNITY® E-Gold Savings
Tiered interest rate.
BankBlack Savings
Free with direct deposit*.
UNITY® Savings
To avoid a monthly fee with a minimum balance.
UNITY Youth Savings
To obtain a free savings if you are 18 or younger.
UNITY Plus Savings
To avoid a monthly fee with a minimum balance.
Holiday Club Savings
To save regularly for the holidays or a vacation.


…and you get these benefits:

Free mobile banking, online banking, balance alerts
Branch staff our customers love!

For more information, see OneUnited Bank Truth In Savings Disclosures in our branches or our Online Truth in Savings Disclosures.


Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
BankBlack Savings $25 $5.00 $200 $200***
UNITY Youth Savings* $10 N/A $10 N/A
UNITY Savings $100 $5.00 $200 $200
UNITY Plus Savings $100 $5.00 $100 $400
UNITY Holiday Club Savings $10 N/A $10 N/A
UNITY E-Gold Savings $1,000 $5.00 $1,000 $2,500

* Membership eligible accounts.

**For any month you have at least one direct deposit during the month, the monthly Maintenance Service Charge Membership Fee will not be charged for that month. An Electronic Funds Transfer (EFT) credit or an AutoSave deposit transfer count as a direct deposit.
See OneUnited Bank Truth in Savings Disclosures or our Online Truth in Savings Disclosures for more details.
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