Home Loans
The UNITY Home Loan offers low interest rates, quality service, and low down payment requirements.
Harness the power of AI to make better financial decisions
OneUnited Bank is a preferred lender for first-time homebuyer programs that provide down payment assistance! First-time homebuyer programs, such as the ONE Mortgage Program in Boston, the Boston Home Center, or the Miami-Dade Economic Advocacy Trust (MDEAT) Program, provide down payment and closing cost assistance to address the needs of low and moderate income families.
OneUnited Bank provides pre-qualification letters, home loans and works in partnership with first time homebuyer programs to increase access to housing in the communities we serve.
Qualifications apply. Please consult with each program for more details.
Owner occupied single family residences or condos that meet the eligibility requirements for first-time homebuyer programs AND are located in the areas we lend, which include Boston, Los Angeles and Miami.
Get started with your home loan by visiting one of our branches
Check out our 30 or 15 year programs today!
We offer home loans in Massachusetts (Suffolk, Middlesex and Norfolk Counties), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade County) as well as Resources to find the best solution for your needs.Explore the benefits of home-ownership and the costs associated with a mortgage and owning a home.
Get a sense of how refinancing your mortgage may help reduce your monthly payments.
Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.
See exactly where you’re spending money, how you’re achieving and how you can improve.
Accounts
Essentials
Build Wealth
For Businesses
Manage your money anytime, any place.
