Community Land Trust Home Loan


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The UNITY Community Land Trust Home Loan offers great low interest rates, 15 or 30 year terms, and low down payments for purchases.



Owner occupied single family residences or condos that are part of a Community Land Trust Program in the areas we lend, which include Boston, Los Angeles and Miami.



You can apply online or visit one of our branches located here

OneUnited Bank provides loans for the purchase or refinance of Community Land Trust homes! Community Land Trusts (CLT), such as the Dudley Street Neighborhood Initiative or South Florida Community Land Trust, create homes that remain permanently affordable, providing successful homeownership opportunities for generations of lower to moderate income families.

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UNITY Community Land Trust Home Loan

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Ready to purchase or refinance?

Check out our 30 or 15 year programs today!


We offer home loans in Massachusetts (Suffolk, Middlesex and Norfolk Counties), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade County) as well as Resources to find the best solution for your needs.

Financial Education Center

Explore the costs and benefits of home-ownership, the different types of home-loans available to you, and the process for securing a mortgage.

Explore the different options for when you may start collecting retirement benefits and develop the plan that works best for you.

Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.