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The UNITY Community Land Trust Home Loan offers great low interest rates, 15 or 30 year terms, and low down payments for purchases.
Owner occupied single family residences or condos that are part of a Community Land Trust Program in the areas we lend, which include Boston, Los Angeles and Miami.
OneUnited Bank provides loans for the purchase or refinance of Community Land Trust homes! Community Land Trusts (CLT), such as the Dudley Street Neighborhood Initiative or South Florida Community Land Trust, create homes that remain permanently affordable, providing successful homeownership opportunities for generations of lower to moderate income families.
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UNITY Community Land Trust Home Loan
Explore the costs and benefits of home-ownership, the different types of home-loans available to you, and the process for securing a mortgage.
Explore the different options for when you may start collecting retirement benefits and develop the plan that works best for you.