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Unlock at Least $1,500 in Savings!
Looking to buy a home or refinance your current mortgage? Look no further. Save at least $1,500 on closing cost!*
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Looking to buy a home or refinance your current mortgage? Look no further. Save at least $1,500 on closing cost!*
Harness the power of AI to make better financial decisions
By refinancing or purchasing your home with OneUnited Bank, you can have confidence in your decision. Our Loan Consultants in each of our branches will work with you – confidentially and one-on-one – to guide you through the home loan process. We offer great rates, access to first time homebuyer programs, resources and calculators to help with your decision.
For more information about our programs, see below. You can also apply online right now by clicking here.
The rates above assume 20% down payment and a credit score of 740+. Other loan options are available. The actual interest rate and fees available to you may be different from the rates above and will be based on your credit history and specific loan requirements. For more details, contact a OneUnited Bank Loan Consultant or complete an application HERE.
OneUnited Bank is a preferred lender for first time homebuyer’s programs that provide down payment assistance!
OneUnited Bank provides loans for the purchase or refinance of Community Land Trust homes!
Check out our 30 or 15 year programs today!
We offer home loans in Massachusetts (Suffolk, Middlesex and Norfolk Counties), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade County) as well as Resources to find the best solution for your needs.Explore the benefits of home-ownership and the costs associated with a mortgage and owning a home.
Get a sense of how refinancing your mortgage may help reduce your monthly payments.
Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.
*Terms and Conditions: $1,500 Includes appraisal, credit report and other lender fees. This promotion is for applications received to purchase or refinance a single family property (1-4 units), including investment property, in OneUnited Bank’s lending areas in California, Florida, and Massachusetts. Loan and credit qualifications apply. OneUnited Bank reserves the right to cancel this promotion at any time. Speak with a OneUnited Bank Home Loan Consultant for details.
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