Home Loans

Considering a home loan? Choose a lender that truly cares!

 

By refinancing or purchasing your home with OneUnited Bank, you can have confidence in your decision. Our Loan Consultants in each of our branches will work with you – confidentially and one-on-one – to guide you through the home loan process. We offer great rates, first time homebuyers programs, resources and calculators to help with your decision.

 

For more information about our programs, see below. You can also apply online right now by clicking here.

30 Year Fixed Rate

4.875 % Interest Rate

5.025 % Annual Percentage Rate
Apply Now!

15 Year Fixed Rate

4.125 % Interest Rate

4.378 % Annual Percentage Rate
Apply Now!

10 Year Fixed Rate

4.125 % Interest Rate

4.489 % Annual Percentage Rate
Apply Now!

First Time Homebuyers

First Time Homebuyers

First Time Homebuyers

Community Land Trust Home Loan

Community Land Trust Home Loan

Community Land Trust Home Loan

Ready to purchase or refinance?

Check out our 30 or 15 year programs today!

 

We offer home loans in Massachusetts (Suffolk, Middlesex and Norfolk Counties), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade County) as well as Resources to find the best solution for your needs.

Financial Education Center

Explore the benefits of home-ownership and the costs associated with a mortgage and owning a home.

Get a sense of how refinancing your mortgage may help reduce your monthly payments.

Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.