Home Loans

Breeze through 2024 

With the OneUnited Bank Breeze through 2024 promotion, there will be no charge to you for an appraisal or credit report. These fees are on us!*

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Considering A Home Loan? Choose A Lender That Truly Cares!

By refinancing or purchasing your home with OneUnited Bank, you can have confidence in your decision. Our Loan Consultants in each of our branches will work with you – confidentially and one-on-one – to guide you through the home loan process. We offer great rates, first time homebuyers programs, resources and calculators to help with your decision.

For more information about our programs, see below. You can also apply online right now by clicking here.

30 Year Fixed Rate

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15 Year Fixed Rate

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10 Year Fixed Rate

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First-Time Homebuyers

OneUnited Bank is a preferred lender for first time homebuyer’s programs that provide down payment assistance!

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Community Land Trust Home Loan

OneUnited Bank provides loans for the purchase or refinance of Community Land Trust homes!

Ready to purchase or refinance?

Check out our 30 or 15 year programs today!

We offer home loans in Massachusetts (Suffolk, Middlesex and Norfolk Counties), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade County) as well as Resources to find the best solution for your needs.
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Financial Education Center

Visit the Financial Education Center

Home Ownership Course

Explore the benefits of home-ownership and the costs associated with a mortgage and owning a home.

Mortgage Course

Get a sense of how refinancing your mortgage may help reduce your monthly payments.

Owning a Home Playlist

Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.

*Terms and Conditions:
This promotion is for applications received to purchase or refinance an owner-occupied primary residence, single family property (1-4 units) in OneUnited Bank’s lending areas in California, Florida, and Massachusetts. Loan and credit qualifications apply. Offer valid for applications received January 1, 2024 – December 31, 2024. One appraisal per property.
OneUnited Bank reserves the right to cancel this promotion at any time.

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