Innovators in Our Space: Madame CJ Walker

Madame C.J. Walker | OneUnited Bank

When we hear about the history of direct sales and self-made millionaires, we often hear stories of inspiring women like Mrs. Albee, the first Avon Lady, or Mary Kay Ash of Mary Kay Cosmetics fame. There is another woman in Black history, however, whose amazing entrepreneurial journey is historical, inspiring and worth knowing. Her name was Madame CJ Walker, and she was one of the first Black female millionaires in America.

Early Beginnings

Madam CJ Walker was born Sarah Breedlove. She was the daughter of sharecroppers who left her orphaned at age six. By twenty-two Sarah was already a widow with a two-year-old daughter. She worked as a laundress and cook like many women of her time and moved to St. Louis where some of her brothers lived. She enrolled her daughter A’Lelia in school there and continued laboring through life. By the age of 35, Sarah began losing her hair and wondered how she would support her daughter as manual labor grew increasingly difficult.
Sarah sought treatment for her hair loss, which was most likely caused by the lack of indoor plumbing, infrequent washing, and lice. At the 1905 World’s Fair, Sarah came across Annie Turnbo, a businesswoman and entrepreneur who sold hair care products. Sarah enjoyed the products so much that she became a local agent in order to begin selling them herself.

Madam CJ Walker Is Born

Sarah remarried a man named Charles Joseph Walker, also known as CJ. After their marriage, she began using the name Madam CJ Walker. She and her new husband relocated to Denver where she invested $1.25 into creating her own hair care products. Madame CJ Walker was famous for more than her “magic potion” for Black hair. She was a savvy marketer, and we can learn a lot from her experiences, particularly in the direct sales or entrepreneurial fields. She used herself as a model and advertised her products in independent Black newspapers. She also sold her products door-to-door, at fairs, and at church events. Her products were marketed specifically to Black women and focused on their unique beauty product needs. She built what we would now consider a lifestyle brand around her products, using her own face on every special product seal.

Building a Business

By 1910, Mrs. Walker had invested $10,000 of her own money into the business as it was nearly impossible for a Black woman to get other backers or bank loans. She began growing the business at a state-of-the-art factory in Indianapolis where she created products and trained new agents who loved her hair care system, also known as the “Walker System.” The number of “Walker Agents” soon grew to over 40,000, and they successfully demonstrated and sold her products to countless women. Madam Walker paid her agents commission and helped many women like herself rise from poverty.

Like many direct sales companies today, Madam CJ Walker’s business established recognition, rewards systems, and incentives for agents. She organized the National Negro Cosmetics Manufacturers Association as a way to empower these women and give them a sense of belonging. She sought to help her agents reach their full potential, always making sure their appearance and attitudes reflected a high standard of Black excellence and refinement. She also worked to promote female talent by offering bonuses and prizes and making sure her company only appointed a female president. She strongly believed in supporting her community and was invested in helping these women make money.

Madam CJ Walker taught us all a lesson in supporting our communities and each other. She showed us the benefits and reasons to invest in ourselves and in one another and the importance of building Black wealth, supporting Black entrepreneurship and Black owned banks. We can do the same by taking the #BankBlack Challenge with a savings account, checking account, and other financial products from OneUnited Bank.

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OneUnited Bank, the nation’s largest Black-owned bank and FDIC insured, understands we have to focus on money and technology to close the racial wealth gap. With your support, by simply opening and actively using a OneUnited Bank account, we will continue to accomplish our mission!

  • Deborah Hill
    Thank you for sharing that story, we all need to be reminded of our ancestors & the power of black dollars.
    February 14, 2017 Reply
  • Harry King
    Thanks for this report.
    February 14, 2017 Reply
  • Fazli Umar Yaqub
    I find it intetesting how the economic system in our country is supose to be fair and just, yet only a small percentage are able to access the enormous financial benifits in place for us all. I have been paying close attention what is "really" going on with the black dollar. I have studied Design Principles and found out that the ability to educate ones self about economics and finance has become paramount for the design of our future, as Americans.
    February 14, 2017 Reply
  • Rasheen Richardson
    Great Article!!!!
    February 15, 2017 Reply
  • Alton D. Walden III
    I greatly appreciate the information being shared. I believe it'll be a confidence builder for our people. Job well done.
    February 15, 2017 Reply
  • J.L. Berry
    The National Parks Service has a great story about another Walker, Maggie L. Walker, who in 1903 also overcame race, gender and discrimination challenges during Jim Crow and opened one of the longest operating black banks in the country. Her story has just been uncovered by a group of researchers in Virginia and shared in a related article in the Washington Post.
    April 6, 2017 Reply
  • Ebony McCoy
    Thank you for this article. My eyes are slowing beginning to open and my awareness is growing.
    June 3, 2017 Reply

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