Business Deposit Products

Simple, affordable deposit products that are exactly what your business needs!

Product Choices

Checking

Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Business Checking $100 $12.00 $100 N/A
UNITY Non-Profit Checking $100 $12.00 $100 N/A
UNITY Small Business Checking $100 N/A N/A N/A*
UNITY Choice Checking $100 $20.00 N/A $1,500/$10,000**
UNITY Commercial Checking $100 $15.00 N/A N/A

*Transaction Fees May Apply. Ask a OneUnited Bank representative for more details.

** $1,500 minimum balance for UNITY Choice Checking or $10,000 minimum balance for combined balance of UNITY Choice Checking, UNITY Choice Money Market and UNITY Choice Savings accounts

Savings

Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Choice Savings $100 $12.00 $1,000 $1,000

See OneUnited Bank Business Disclosures for more details.

Money Market

Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Choice Money Market $1,000 $12.00 $1,000 $1,000

Certificate of Deposit (CD)

Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges

See OneUnited Bank Truth in Savings Disclosures for more details.

Check out the FDIC Interactive Deposit Insurance Calculator to obtain accurate information to maximize your FDIC insurance coverage.