Secured Credit Card Blog

Unsecured vs. Secured | OneUnited Bank

Unsecured Cards vs. Secured Cards: 5 Things You Need to Know

When you have bad credit, the last thing you want is another credit card. Or is it? A secured visa credit card can actually help you rebuild credit, let's take a look at how this card differs from a regular, or unsecured, credit card. Secured Card vs. Unsecured...

Tax Return | OneUnited Bank

How to Get Right When You Get Your Tax Return

You've paid your dues all year – at least in the form of taxes. You've just filed your annual taxes and found out you're getting a refund. Before you go spending that money on something lavish, think about using it to save and invest in your...

Tax Return | OneUnited Bank

4 Ways to Make Your Tax Refund Work for You in 2017

Congratulations! You just found out you're getting a tax refund this year. If you have bad credit, however, the best use of that money is not buying something expensive or lavish. We know – bummer. Instead of spending your refund, use it to help...

Secured Card Blog | Path to Home Ownership

The Path to Homeownership: Where Do You Begin?

Owning a home can provide a lot of benefits, from tax advantages to building equity over time. But a home purchase will likely be one of the biggest financial commitments that you make in your life, so it can be a little scary and even...

Repair your credit

Rebuilding and Repairing Your Credit: Resources and Real Help

We are thrilled to announce our partnership with Lexington Law® - trusted leaders in credit repair. Rebuilding credit isn't easy, but there are a lot of tools and support available today to help you make a comeback. One great tool is the UNITY Visa® Secured Card....

Pitfalls to Avoid When Establishing Credit

Did you know that a low credit score can cost you more than $5,000 in finance charges on a five-year car loan? That number may seem high, but it is accurate and only 20 percent of Americans answered this question correctly in a recent survey....

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