Secured Credit Card Blog

Unsecured vs. Secured | OneUnited Bank

Unsecured Cards vs. Secured Cards: 5 Things You Need to Know

When you have bad credit, the last thing you want is another credit card.Or is it?A secured visa credit card can actually help you rebuild credit, let's take a look at how this card differs from a regular, or unsecured, credit card. Secured Card vs. Unsecured...

Tax Return | OneUnited Bank

How to Get Right When You Get Your Tax Return

You've paid your dues all year – at least in the form of taxes. You've just filed your annual taxes and found out you're getting a refund.Before you go spending that money on something lavish, think about using it to save and invest in your...

Tax Return | OneUnited Bank

4 Ways to Make Your Tax Refund Work for You in 2017

Congratulations! You just found out you're getting a tax refund this year. If you have bad credit, however, the best use of that money is not buying something expensive or lavish. We know – bummer. Instead of spending your refund, use it to help...

Secured Card Blog | Path to Home Ownership

The Path to Homeownership: Where Do You Begin?

Owning a home can provide a lot of benefits, from tax advantages to building equity over time. But a home purchase will likely be one of the biggest financial commitments that you make in your life, so it can be a little scary and even...

Repair your credit

Rebuilding and Repairing Your Credit: Resources and Real Help

We are thrilled to announce our partnership with Lexington Law® - trusted leaders in credit repair. Rebuilding credit isn't easy, but there are a lot of tools and support available today to help you make a comeback.One great tool is the UNITY Visa® Secured Card....

Pitfalls to Avoid When Establishing Credit

Did you know that a low credit score can cost you more than $5,000 in finance charges on a five-year car loan?That number may seem high, but it is accurate and only 20 percent of Americans answered this question correctly in a recent survey....

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