Introducing the OneUnited Rewards Suite!

Introducing the one united rewards suite.

We now offer a suite of rewards programs that will have you wondering why everyone doesn’t BankBlack! We offer reward after reward after reward – three times the rewards – for a debit card!


Yes indeed, the Blacker the bank, the sweeter the rewards!



You’re seconds away from opening your account with us – so close! 


When you complete your application online, you’re getting more than just a bank account.



Simply show your love by using your #UnapologeticallyBlack OneUnited Bank Visa Debit Card at checkout, and you are already on the honors list! Now, let’s show you the OneUnited Rewards Suite!


1. BankBlack Advantage


When you use a card every day, why not get rewarded for it? That’s the power of BankBlack Advantage. Make purchases on merchandise or services to earn points that can be redeemed for exclusive gifts and merchandise, including jewelry, luggage, tools, gift cards, and trips!


BankBlack Advantage is our way of saying “Thank You!” for banking Black! Simply tap and swipe your OneUnited Visa Debit Card and watch your points grow each month.


See your BankBlack Advantage points in our mobile banking super app. If you don’t have an account, you can sign up today to #BankBlack!


A gift card with the words target on it.


2. Purchase Rewards


Yes, get cash back when you #BankBlack with Purchase Rewards!


Simply select offers from national brands including up to 20% off hotel stays when you travel! When you make the purchases with your OneUnited Bank Visa Debit Card, you receive cash back into your checking account! It’s that simple! There is no limit to the cash back you can receive or the money you can save. And the more you use your debit card, the more offers you receive!


Access Purchase Rewards by in our mobile banking super app. If you don’t have an account, you can sign up today to #BankBlack!


A black and white photo of a woman wearing sunglasses.


3. Advocate Referral Rewards


Share the love as an “Advocate” with your friends and family by using our Advocate Referral Program and earn up to $1,000/month*!


Yes, you can get $50 for each qualified new customer you refer using your unique referral code, Better yet, complete activities outlined in the Advocate program, like setting up direct deposit, so you can earn points, and badges! Thought that was it? Not by a long shot. Graduate from Bronze to Silver, and finally Gold Advocate level to receive exclusive gifts.


Access Referral Rewards in our mobile banking super app. If you don’t have an account, you can sign up today to #BankBlack!


*(See Rewards Program Rules here for full details.)


A stack of money in an orange and purple circle.


Keep The Rewards Coming


Your account and your card are your keys to the OneUnited Rewards Suite. Open an account and get the card today!


The Blacker the bank, the sweeter the rewards!



Join the Movement


A black app with five stars and a yellow star.

Elevate your finances with insights, because we all need answers. Sign up today!

Discover the OneUnited Difference.

Already have an account? Log in

Recent Articles

Various international banknotes, seashells, and a credit card are placed on sandy beach near the water's edge, with snorkeling gear partially visible on the left.
Financial Wellness

Summer Vibe Check: How to Chase Sunsets Without Catching Debt

Chasing sunsets shouldn’t mean catching systemic debt that sets your building-wealth goals back. True self-care is about coming home to financial peace of mind. As a multi-year award-winning Black-owned CDFI, we are here to help you protect your coins while celebrating your freedom. You can protect your cash flow, dodge the traps engineered to make you overspend, and keep your long-term wealth compounding right where it matters. Here is your tactical blueprint to pulling off a legendary, debt-free summer getaway.

A brass sign with the word "BANK" mounted on a stone building beside concrete steps.
Financial Wellness

250 Years of America & How We Build Real Community Wealth

As America hits its massive 250th Fourth of July milestone, it is the perfect time to look back at how far we have come and vibe check our future. As a proud, multi-year award-winning Black-owned CDFI, our entire mission is to provide the right financial tools and knowledge to lift up lower and moderate-income neighborhoods. By supporting Black-owned businesses today, we’re setting up the next 250 years to be absolutely legendary.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money and how you can improve. It’s Essential!