Send Money to Anyone, Anytime

Send money to friends and family in real time – not in an hour or a day – but right away!

Elevate your finances with revolutionary technology.  

Discover the OneUnited Difference.

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Choose Simple and Secure

Take advantage of proactive security with real-time fraud detection.

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Access TheOne™ Digital Banking Solutions

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Access America’s Largest ATM Network

Access 100,000+ surcharge-free ATMs at local retailers and partner banks, including Chase and Citibank branch ATMs.

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Earn Cash Rewards

Earn cash for referring friends and family to OneUnited Bank.

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Save Simply, Save More

Save smart! Round up your change and move it to your savings account with AutoSave.

Easy as 1-2-3

How to Make Money Moves

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Get the Card. Open an account online. Start your journey to better financial wellness.

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Add the cell phone or email of the person you’re paying.

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Money Moves offers the recipient of the payment the choice of an immediate deposit to their OneUnited Bank account, a Standard Deposit to an account they have at another bank or an Instant Deposit to their debit card.[1]

[1] OneUnited Bank deposits are free and arrive instantly. Standard Deposits are free and arrive within 1-3 business days. Instant Deposits are subject to a $1 fee, paid by the recipient of the payment, and arrive instantly to their debit card.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.

Introducing OneUnited Money Moves, a next generation “smarter person-to-person payment experience” putting the power of choice into your hands.


Say farewell to the constraints of traditional payment methods and step into a world of instant connectivity with OneUnited Money Moves, the cutting-edge real-time person-to-person payment system exclusively offered by OneUnited Bank.


  • Send payments person-to-person in real time, without delay – not in an hour or a day – but right away!
  • You don’t have to be on the same payment app.
  • Proactive security, including a one-time password and a real time fraud detection solution.


A Smarter Payment Experience Is Here! Unleash the Freedom of Choice.


  1. No need to be on the same payment app ever again.
  2. Simply select Peer to Peer for Money Moves in our app or in online banking.
  3. Add the cell phone or email of the person you’re paying.
  4. Money Moves offers the recipient of the payment the choice of an immediate deposit to their OneUnited Bank account, a Standard Deposit to an account they have at another bank or an Instant Deposit to their debit card.
    • OneUnited Bank deposits are free and arrive instantly.
    • Standard Deposits are free and arrive within 1-3 business days.
    • Instant Deposits are subject to a $1 fee, paid by the recipient of the payment, and arrive instantly to their debit card
  5. You can also set up recurring payments to be delivered on future dates.

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Unmatched Convenience and Simplicity


Sending money should be a breeze, and Money Moves makes it effortlessly simple. Our user-friendly interface is designed with your convenience in mind, offering a seamless and intuitive experience.


Say goodbye to complex procedures and hello to a streamlined payment process that puts you in control. Money Moves empowers you to effortlessly manage your person-to-person transactions with just a few taps on your mobile device or clicks on your computer. You can even set up recurring payments to be delivered on future dates.



Security You Can Trust:


At OneUnited Bank, we prioritize the security of your financial transactions. Money Moves employs state-of-the-art encryption and industry-leading security protocols, ensuring that your funds and personal information remain confidential and protected. With our commitment to the highest standards of security, you can rest easy knowing that your transactions are safeguarded every step of the way.


  • Proactive security, including a one-time password and a real-time fraud detection solution.
  • You create unique security questions only the recipient knows.

#JoinTheMovement and get OneUnited Money Moves. Connect with us today and unlock a world of seamless person-to-person transactions, rapid fund transfers, and unparalleled choice and convenience. Say hello to a future where your money moves in sync with your life – welcome to the world of Money Moves!


*OneUnited Money Moves is offered by OneUnited Bank and replaces the previous Pop Money service. For more details, review our Online Banking Agreement and Funds Transfer and OneUnited Money Moves Agreement at www.oneunited.com/disclosures.