Financial Literacy Blog

Cash vs Credit | OneUnited Bank

Cash vs. Credit: How to Be Savvy About Your Spending

Being money savvy isn't just about how much you make versus how much you save. It's also about how you manage that money. What does that mean?It means spending wisely and knowing when it's better to pay cash or to charge a purchase. Why does...

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How and Why a Certificate of Deposit Is a Sound Investment

The Certificate of Deposit, or CD, is a common way people save money while making money. You don’t need a trove of cash to open a CD, and with financial discipline, you can safely squirrel away whatever you do have for modest returns later. If...

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Best Practices in Setting and Sticking to a Budget

The idea of setting a budget makes many people cringe — it involves taking a look at your spending habits, seeing where you're wasting money, then creating a spending plan. Although none of these tasks are fun, they can pay dividends in a number of...

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Get Ready for the 2016 Smart Money Summer School Workshops

Smart Money Summer School Workshops are back!We are proud to announce that our free and open-to-the-public consumer finance summer workshops at various bank branches will take place this summer June 9th - August 24. The workshops will focus on consumer banking issues such as...

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6TH Annual Essay Contest!

Join Us To Promote Financial Literacy for Youth!   6TH Annual "I Got Bank!" Essay Contest for Youth OneUnited Bank is sponsoring its sixth annual essay contest for youth between the ages of 8 - 12 years old. Simply write and submit a 250 word essay about what...

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2015 WINNING FINANCIAL LITERACY ESSAYS (3 of 3)

Three of a three part series.OneUnited Bank announced its I Got Bank 4th Annual Essay Contest winners on September 2, 2015. The contest is designed to promote financial literacy for youth (ages 8 - 12).  We think you will agree...

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