Get Paid 2 Days Early!

Get paid 2 days early.

Why wait to get paid on Friday when you can get paid up to 2 days early?

Introducing Early Pay! Now you can receive your paycheck or government check up to 2 days early with direct deposit. No extra fees or handling charges. You simply get your money faster.

The process is easy. Simply get a Visa Debit Card. Then visit www.oneunited.com/earlypay or visit Early Pay under “More” in our mobile app.

A black visa card on a white background.

OneUnited Bank pays early by making the money available as soon as your verified employer or payor deposits it – which is often up to 2 days before most banks make the funds available to you1. This is not a payday loan. There are no fees or interest charges for Early Pay.

Early Pay offers more freedom than ever. You asked and we listened! Your feedback helped us elevate the Movement to the next level.

Early Pay represents the power of our $1.2 trillion in annual spending and #BlackExcellence in technology!

 
 

#BankBlack

#JoinTheMovement

 

1Direct deposits for Payday must be made in your name or in the name of a signer on your account. OneUnited Bank pays early by making the money available as soon your verified employer/payor deposits it – which is often up to two days before most banks make the funds available to you.

Elevate your finances with insights, because we all need answers. Sign up today!

Discover the OneUnited Difference.

Already have an account? Log in

Recent Articles

Various international banknotes, seashells, and a credit card are placed on sandy beach near the water's edge, with snorkeling gear partially visible on the left.
Financial Wellness

Summer Vibe Check: How to Chase Sunsets Without Catching Debt

Chasing sunsets shouldn’t mean catching systemic debt that sets your building-wealth goals back. True self-care is about coming home to financial peace of mind. As a multi-year award-winning Black-owned CDFI, we are here to help you protect your coins while celebrating your freedom. You can protect your cash flow, dodge the traps engineered to make you overspend, and keep your long-term wealth compounding right where it matters. Here is your tactical blueprint to pulling off a legendary, debt-free summer getaway.

A brass sign with the word "BANK" mounted on a stone building beside concrete steps.
Financial Wellness

250 Years of America & How We Build Real Community Wealth

As America hits its massive 250th Fourth of July milestone, it is the perfect time to look back at how far we have come and vibe check our future. As a proud, multi-year award-winning Black-owned CDFI, our entire mission is to provide the right financial tools and knowledge to lift up lower and moderate-income neighborhoods. By supporting Black-owned businesses today, we’re setting up the next 250 years to be absolutely legendary.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money and how you can improve. It’s Essential!