The best choice for sole proprietorships. With Sole Proprietor Membership, you have a choice of an interest bearing checking account, a free checking account with limited transactions, a flat fee checking account with no transaction fees or a checking account that combines the balances in your checking, savings and money market accounts to avoid monthly fees. You can also open savings and money market accounts with very low minimums to avoid monthly Membership fees.

• Free business checking*
• Interest checking for sole proprietors and non-profits
• Flat fee checking with no transaction fees for corporations
• High rate CDs (with FDIC insurance up to $30 million with CDARS)

* Limited transactions. For more information, see OneUnited Bank Business Account Disclosures in our branches.

	Sole Proprietor Membership Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges UNITY Business Checking $100.00 $8.00 $100.00 N/A UNITY Small Business Checking $100.00 N/A N/A N/A* UNITY Choice Checking $100.00 $15.00 N/A $1,000.00** UUNITY Choice Savings $100.00 $8.00 $1,000.00 $1,000.00 UNITY Choice Money Market $1,000.00 $8.00 $1,000.00 $1,000.00 * Transaction Fees Apply. See Disclosures. **Combined balance of UNITY Choice Checking, UNITY Choice Saving and UNITY Choice Money Market Member FDIC

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