Welcome! You’ve been invited to join OneUnited Bank!

A friend or family member referred you to join the OneUnited Bank family. We’re here to provide you with exceptional banking services to help achieve your goals. Get started today!

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Elevate your finances with insights, because we all need answers.  

Discover the OneUnited Difference.

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Access TheOne™ Digital Banking Solutions In Our App

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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Move Money Easily

Send payments in realtime, without delay - not in an hour or a day - but right away!

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Build Wealth with New Technology

Access AI driven personalized insights and instant alerts 24/7 with WiseONE Insights.

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Master Money Management

See every account in one place with Money Management.

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Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

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Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

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Get Cash Locally

Access the Nation's largest surcharge-free ATM network, 100,000+ locations.

Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

Easy as 1-2-3

Complete Your Referral

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Get Your Referral Code

Your friend or family member has already shared a referral link or code with you.

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Sign Up

Open an online account and remember to enter your friend or family member’s referral code on the application for proper credit.

Start your journey to better financial wellness.

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Get Active

Earn points for everything from downloading the app to adding to your savings account or setting up direct deposit. There is no limit to the cashback you can receive. The more you use your debit card, the more you are rewarded.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.