Reasons to Love Mobile Banking

A woman holding up a phone with the text bank anywhere.

Online and mobile banking is on the rise, and as the country’s leading Black owned online banking institution, it’s only right we address the in’s and out’s of this tech trend.

Mobile banking allows you to take OneUnited Bank anywhere you go, so you can check your account balance, transfer funds, pay bills, review your purchase history, deposit checks, watch movies, and much more. Well, maybe not the movies part, but it sounded like a good idea right? More importantly this makes banking so much easier, especially if you’re trying to get your friends to make the switch to banking Black. Let’s look at some of the reasons to fall in love with mobile banking, and maybe it’ll be easier to convince your friends and family to do the same.

It’s Efficient. There’s no need to run to a branch location or go through the process of logging in through your mobile browser, the app is your bank. Not only can you manage your normal, every day banking needs, but you can do it without disrupting the rest of your daily schedule. Banking Black is easier than ever.

Bank Anywhere. With access to over 30,000 surcharge free ATMs nationwide our customers are familiar with accessibility… and mobile banking extends that capability. Whether you’re traveling, moving out of the country, or possibly skydiving with an itch to check your balance, all your banking needs are at your fingertips. Enjoy the same services and features anywhere you are.

Products & Services. Like we said before mobile banking allows you to access all the services of the bank, created with the intention to ease the process of banking activities that previously would have forced you to go to a physical location. As technology grows so does what you can do with the app, like as remote deposit capture, which allows you to deposit your check by simply taking a picture of it through you mobile device. How convenient is that?

Secure. The common hesitation with mobile banking is usually the question, “just how safe is it…really?” Well, we can guarantee that every time you use the app your privacy is not only protected but all information shared between your mobile device and our banking servers is encrypted. Furthermore, we require that you authenticate yourself upon each/any mobile device using your online banking information as a safeguard for your account and information.

No fees. Yes, you read that right, there are no fees associated with mobile banking. Unlike fees associated with banking, such as maintenance, ATM, or paper statement fees. There are no surprises here, although, you should check with your phone carrier to be aware of any stipulations attached to using the app.

Control. The most significant feature of mobile banking is intangible because it’s the newfound control you have over your finances. Monitoring your spending and account balances becomes second nature due to the ease of access. Finally bought that flat screen that might’ve cost a little too much? Grab your phone and immediately check your balance. Transferring money to your savings to save you from yourself? It can be done at the click of a button. You’ve always controlled your finances, now control the way you bank.

As the age of information only grows, so does our ability to elevate systems that have been in place for decades. Our first level up was turning our customers into advocates, to share the message of banking Black, and circulating your dollars back into our communities, now it’s reaching another height with mobile banking.

From efficiency to accessibility and control, #BankBlack your way, right from the palm of your hand.

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