Certificate of Deposit
…And you get these benefits:
Free Services
- No monthly account maintenance fees
- Free mobile banking and online banking
No or Low Fees
- Low monthly account maintenance fees
- No check cashing fees
Convenient Services
- Automatic renewals
- Monthly deposits of interest to the account of your choice
- Branch staff our customers love!
- Convenient personal service by phone (yes…in America)
Convenient Services
- Great rates
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
| Account Type | Minimum Deposit to Open | Monthly Maintenance Service Charge Membership Fees | Minimum Balance to Earn Annual Percentage Yield (APY) | Minimum Balance to Avoid Maintenance Services Charges |
|---|---|---|---|---|
| UNITY Certificate of Deposit | $1,000 | N/A | $1,000 | N/A |
| UNITY Jumbo Certificate of Deposit | $250,000 | N/A | $250,000 | N/A |
| UNITY IRA Certificate of Deposit | $1,000 | N/A | $1,000 | N/A |
| UNITY Jumbo IRA Certificate of Deposit | $250,000 | N/A | $250,000 | N/A |
See OneUnited Bank Truth in Savings Disclosures for more details.
Check out the FDIC Interactive Deposit Insurance Calculator to obtain accurate information to maximize your FDIC insurance coverage.