Certificate of Deposit

…And you get these benefits:

Free Services

  • No monthly account maintenance fees
  • Free mobile banking and online banking

No or Low Fees

  • Low monthly account maintenance fees
  • No check cashing fees

Convenient Services

  • Automatic renewals
  • Monthly deposits of interest to the account of your choice
  • Branch staff our customers love!
  • Convenient personal service by phone (yes…in America)

Convenient Services

  • Great rates

For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.

Certificate of Deposit (CD)

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY)Minimum Balance to Avoid Maintenance Services Charges
UNITY Certificate of Deposit$1,000N/A$1,000N/A
UNITY Jumbo Certificate of Deposit$250,000N/A$250,000N/A
UNITY IRA Certificate of Deposit$1,000N/A$1,000N/A
UNITY Jumbo IRA Certificate of Deposit$250,000N/A$250,000N/A

See OneUnited Bank Truth in Savings Disclosures for more details.

Check out the FDIC Interactive Deposit Insurance Calculator to obtain accurate information to maximize your FDIC insurance coverage.

Learn More