Thank You for 2023, Stay Tuned for 2024

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Summary

In a celebratory blog post, OneUnited Bank reflects on the accomplishments of 2023, expressing gratitude to its supporters for a successful year. Key achievements include the introduction of WiseOne® Insights, an AI-driven financial wellness solution, and the expansion of services to underserved minority communities. This expansion is highlighted by the launch of the largest surcharge-free ATM network and innovative services like Money Moves and Card Command. The bank also maintained its status as a certified Community Development Financial Institution, focusing on affordable rental housing loans in low to moderate-income minority communities. Additionally, OneUnited Bank received the prestigious Bank Enterprise Award from the U.S. Department of Treasury. The post concludes with a note of thanks and anticipation for the upcoming year.

Thank you for making 2023 a great year! Enclosed is our Thank You video to share what we have accomplished because of you!

OneUnited Bank continues to expand our services, including introducing our new artificial intelligence (AI) driven financial wellness solution – WiseOne® Insights. Today, we can help customers make better financial decisions to save more or reduce debt.

Because of you, we utilize our technology to create and distribute critically needed affordable financial services to historically underserved minority populations. We launched the largest surcharge free ATM network (100,000+), including Chase and Citibank branches and your favorite neighborhood retailers; our peer-to-peer payment service, Money Moves; and digital card issuance, or Card Command, to provide improved services to customers.

Because of you, we maintained our status as a certified Community Development Financial Institution (CDFI), with over 60% of our affordable rental housing loans in low to moderate income (LMI) communities that are also 80% or more minority. We have experience $0 loan losses from these loans in 12 years.

Because of you, we received the highest Bank Enterprise Award (BEA) from the U.S. Department of Treasury for our community development lending. OneUnited Bank has won the BEA Program award 12 times.
We give thanks to you for making 2023 a successful year. We are embracing 2024 with more good news to come.

Stay tuned!

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