We’re just here to keep it real… physical cash is D.I.R.T.Y., harboring up to 3,000 types of bacteria! Let’s keep it clean and keep it digital, shall we?

We’re “hygiene compliant” as we can remain in the palm of your hand with our unapologetically Black Tap to Pay Visa debit cards, digital wallets like Apple Pay and other digital services.

Join the Movement

Choosing to go digital supports the movement for empowering the “E” in ESG, meaning environmental responsibility. We can cut our carbon food print by traveling less, printing less paper, and by participating in classes and meetings online. In order to save our climate and assure future generations of our commitment to planetary integrity, emissions need to be reduced by 45% by 2030 and reach net zero by 2050. That’s a lot of work we all need to do!

At OneUnited Bank we have led the way in banking online for Black banks in America since 2006! You can access our Online Banking and Mobile Banking App from anywhere, at any time. We knew digital banking was the best way to reach our community at scale.

Today, we offer state-of-the-art technology, including 2-day early pay, Money Management, CashPlease and AutoSave. We also have over 40,000 surcharge free ATM locations nationwide including at Chase Bank and Citibank branches. OneUnited Bank is available nationwide because we decided to invest in technology rather than open more physical branches which can cost $250,000 to $500,000 per branch each year.

We’ve even reduced mailing emissions by automatically setting up all online accounts for eStatements. Yes, we know. You’re welcome for not bombarding you with more paper. (If you are a branch member, log in to Online Banking, select “eStatements”, then select an account to enroll. It’s that simple!)

As the largest Black-owned digital bank in the USA, we are committed to innovation, leveraging technology to create the #BankForTomorrow! The future is now. The future can’t wait. Join us as we drive towards doing our part for achieving carbon neutrality!