Money Management

Welcome to Money Management!

Say Goodbye to Being Overwhelmed by Your Finances. It’s Essential!

Let’s Get You Setup in 4 Easy Steps.

Get Started

Have a question? Check out our Money Management FAQs

A selection of mobile app screens displays financial data, including spending by category, trends, account summary, and net worth over several months.

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Step-by-Step Guides

How to Use Money Management to Gain Control Over Your Finances

A smartphone screen displays a banking app interface for linking accounts, showing a list of financial institutions including Chase, Wells Fargo, and Bank of America.

Step 1: Link Your Accounts

Link your accounts to see your net worth, monitor spending, and stay on track of savings and debt payoff goals.

See our How-to’s to learn more.

A laptop displaying a financial dashboard screen sits on a desk with a notebook and pen. Text overlay reads: "Your Finances in One Dashboard.

Step 2: See Your Financial Overview

Your financial overview brings all your money together in one place—giving you a complete picture of your finances and the confidence to plan ahead.

See our How-to’s to learn more.

A person holds a smartphone displaying a financial management app with a cash flow summary; overlaid text reads "Monitor Your Cash Flow.

Step 3: See Your Cash Flow

Plan smarter with a 30-day forecast of your income, expenses, and leftover cash—so you can stay on track and avoid overspending.

See our How-to’s to learn more.

A hand holds a smartphone displaying a financial app with a line graph of transaction trends, overlaid with the text "Track Your Spending.

Step 4: Monitor Spending Trends

See your income and spending by category—daily or over time—so you can understand your habits and take control of your finances.

See our How-to’s to learn more.

A hand holds an iPhone displaying a "Trends" screen from a financial management app. The screen shows a multi-colored line graph illustrating "Transaction Trends by Category" from November 2024 to April 2025. In the background, a blurry coffee cup is visible.

Understanding Money Management

You’ve taken the first steps towards a future where every dollar works smarter for you.

Money management provides you with the ability to see all your money in one place, monitor your spending and get powerful AI-driven WiseOne™ Insights to help you achieve your financial goals.

Saving for a down payment, planning for retirement, or just aiming to optimize everyday spending? Money Management with WiseOne™ Insights can be your personal roadmap.

Get setup today by taking the 4 easy steps above!

Get Started

Money Management Tools for Success

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Link Your Accounts

To better manage your money by having all your financial information in one place.

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WiseOne™ Insights

To get personalized insights that inform, guide and protect your money to improve your financial wellness.

Three stylized black cards featuring gold dollar symbols arranged in a fanned-out manner on a transparent background.

Cash Flow

To project how much cash you’ll have between now and your next pay period.

A black presentation board displays a 3D bar chart and a pie chart, both in gray and gold tones.

Spending & Income

To gain a clearer understanding of your spending habits and income.

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Recurring Transactions

To anticipate upcoming expenses and deposits by showing regularly scheduled transactions in one place.

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Managing a Budget

To track your spending by category and monitor your financial health and progress.

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Manage Debt

To see all of your debt in one place and create an expedited payoff plan.

FAQs

Welcome! Now it’s time to connect all your accounts and start exploring the personalized insights Money Management can offer for your budgeting, credit, debt, and investments. Dive into your dashboard to see your complete financial picture and begin leveraging the AI’s power.

You’ll find our Money management app combines the best features of these apps and more. It offers personal financial recommendations, comprehensive budgeting tools, and personalized ways for you to save, all enhanced with AI-driven personalized insights and backed by OneUnited Bank’s trusted legacy. You now have an all-in-one solution.

Absolutely. Money Management employs bank-level encryption and adheres to the highest security standards to protect your personal and financial information. Your security remains our top priority.

The AI continuously analyzes your financial data to provide personalized recommendations. It identifies your spending patterns, suggests your specific savings opportunities, optimizes your debt payoff strategies, and offers insights into your investment performance, making your financial management truly tailored.

Yes! While Money Management is a product of OneUnited Bank, it was designed to help EVERYONE achieve financial wellness. You’re already experiencing the full benefits regardless of your primary banking relationship.

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