Welcome Esusu Community!

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Unlock AI-driven insights, money management, cash-back rewards, 2-day early pay, 100,000+ surcharge-free ATMs and more. No monthly maintenance fee for OneUnited Checking.

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Welcome to OneUnited Bank

Let’s build on the momentum you’ve gained with Esusu and harness the power of a partnership that prioritizes your financial well-being and empowers you to reach your goals. OneUnited Bank is an award-winning Community Development Financial Institution (CDFI), the nation’s largest Black-owned bank, and one of Inc. Magazine’s Best in Business in Finance in 2024.

With a suite of services and tools like AI-driven budgeting, 2-day early pay, and access to our 100,000+ surcharge free ATM network, similar to Esusu, we are designed to help improve your financial well being.

Access TheOne Digital Banking Solutions

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Build Wealth with New Technology

Access AI driven personalized insights and instant alerts 24/7 with WiseOne™ Insights.

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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Move Money Easily

Send payments in realtime, without delay - not in an hour or a day - but right away!

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Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

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Get Cash Locally

Access the Nation's largest surcharge-free ATM network, 100,000+ locations.

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Master Money Management

See every account in one place with Money Management.

Easy as 1-2-3

How to Get a OneUnited Visa Debit Card

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Sign Up

Open a checking account online to get your Visa Debit Card. Start your journey to better financial wellness. Sign Up
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Instantly Get Your Digital Card

Shop in-store or online with your real-time digital card within 24 hours. Find your digital card in Card Command in our app. Access TheOne Digital Banking Solutions.

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Enjoy Tap-to-Pay Card

Enjoy your tap-to-pay OneUnited Visa debit card when it arrives in up to 14 days.

Why OneUnited?

You’ve chosen Esusu because you understand the importance of building a strong financial foundation. We at OneUnited share that commitment.

That’s why we’ve partnered with Esusu – to provide you with banking solutions that align with your goals and values.

We’re proud to be recognized by Inc. Magazine as one of the Best in Business in Finance for 2024. This award reflects our dedication to providing exceptional financial services and our commitment to our community.

As a U.S. Treasury designated Award-winning Certified Depository Financial Institution (CDFI), we’re dedicated to serving underserved communities and closing the wealth gap. Your deposits directly support our mission to empower individuals and families.

Being the nation’s largest Black-owned bank means we understand the unique financial challenges you face. We’re here to provide personalized support and resources to help you achieve your financial goals.

Just like Esusu, we believe in the power of community and financial inclusion. Our checking and savings accounts are designed to help you save, grow, and build wealth for generations to come.

The modern 2024 structure of OneUnited Bank features large windows, a brown facade, and its iconic logo prominently displayed. Elegant trees line the street and sidewalk in the foreground, seamlessly blending nature with urban sophistication.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.

Get the card today

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