Access Capital, Elevate Your Business

Powered by Lendistry*

Need financing to expand your business? Our business loan resource is tailored to provide you with the capital you need to achieve your growth objectives.

*Lendistry is a Black-led fintech and a leader in equal access to capital for small business owners, headquartered in a Los Angeles Opportunity Zone. (Small business loans are underwritten and funded by Lendistry.)

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OneUnited Bank customers simply login to access the Lendistry business loan resource.

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Business Loans

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Qualifications Apply

Must be in business for 2+ years. Minimum loan amount is $50,000. Response within 48 hrs.

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Available Nationwide

Loans are available to businesses registered in all 50 states

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No Business Bank Account Required

Business owners can access the Lendistry resource even if your business does not have a business banking relationship with us.

Access TheOne™ Digital Banking Solutions

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Master Money Management

See every account in one place with Money Management.

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No Credit Check Loans

For emergencies, there’s CashPlease! Get an instant decision on a short-term personal loan.

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Access 100,000+ surcharge-free ATMs - Chase and Citibank branches, CVS, Walgreens, and more.

Easy as 1-2-3

How Small Business Loans Work

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Sign up.

Open a business bank account in the branch (available only in California, Florida, or Massachusetts) OR open a personal checking or savings account online (available nationwide).

Business owners are not required to have a banking relationship with OneUnited Bank to access business loans.

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Apply for a Business Loan.

OneUnited Bank business loans are powered by Lendistry. If you are a OneUnited Bank customer (consumer or business) or open a new account, you can access the Lendistry business loan application in our app

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Keep your business moving forward.

All inquiries will be responded to by a Lendistry representative within 48 hours. Qualifications apply.

About Lendistry

Lendistry is a Black-led fintech and a leader in equal access to capital for small business owners, headquartered in a Los Angeles Opportunity Zone. Underserved small businesses deserve a fair chance at affordable financing – that’s why small business loans from Lendistry are designed with local communities in mind. Since 2015, minority, women and veteran-owned businesses have trusted Lendistry to help them grow via small business loans, commercial real estate loans, and a path to funding through the government and private programs that Lendistry administers. During the COVID-19 pandemic, Lendistry provided Paycheck Protection Program loans to small businesses in all 50 states and was selected by the states of California, Pennsylvania and New York to administer their small business relief programs. Lendistry is certified as a Community Development Financial Institution (CDFI) and a Community Development Entity (CDE). In 2022, Lendistry SBLC, LLC became the nation’s only Black-led SBA designated Small Business Lending Company, able to provide SBA 7(a) loans nationwide.

© 2022 B.S.D. Capital, Inc. dba Lendistry. California Financial Lender, License #60DBO66872. NMLS# 1945565. SBA loans issued by Lendistry SBLC, LLC, a wholly owned subsidiary of B.S.D. Capital, Inc. dba Lendistry. California Financial Lender, License #60DBO-49327. NMLS# 1571851. Lendistry SBLC, LLC is approved to offer SBA loan products under SBA’s 7(a) Lender Program. Lendistry is a resource for OneUnited Bank customers for small business loans. Qualifications, terms and conditions apply and are determined by Lendistry.

Financial Education Modules

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See exactly where you’re spending money, how you’re achieving and how you can improve.