Key tips to improve your financial wellness

Articles on credit, financial wellness, digital banking, financial literacy and social justice.

Category
A man and woman sitting at a table with a laptop.
Social Justice

How OneUnited Bank is Rewriting the Rules of Banking

As the nation’s largest Black owned bank, our key focus is to close the #RacialWealthGap! We leverage technology to improve the lives of the Black community. In 2016, we lit the fire of the #BankBlack movement and continue to champion its blaze!

5 steps to own your next home.
Financial Literacy

Black Homeownership: 5 Steps to Own Your Next Home

Black homeownership is not just an issue of wealth, but also of equity and opportunity. As the nation’s largest Black owned bank, we understand the importance of homeownership. Here are 5 steps that you can take to own your next home.

A season of food and financial planning.
Financial Wellness

Holiday Dinners: A Season of Food and Financial Planning

Holiday dinners, a time when we come together, can be a great time to discuss why #BlackMoneyMatters. Pass a healthy serving of financial planning as you scoop into social topics and sprinkle in political debate!

The black panther legacy logo with a woman holding a sword.
Social Justice

The Black Panther Legacy

Black Women Forever, Black Music Forever, Black Money Forever, Wakanda Forever! As the nation’s largest Black owned bank, we understand that representation matters.

A man holding up a credit card with the words 99 problem bank one.
Financial Wellness

Got 99 Problems, But a Bank Ain’t One!

All over the news and in social media there has been talk about a bank account closure. Some have asked, “How can that happen?” As the nation’s largest Black owned bank, we would like to assure you that closing a bank account is rare. Here’s some information that you should know.

Where's funding for black owned businesses?.
Financial Wellness

Where’s Funding for Black Owned Businesses?

During the second quarter of 2022, a meager $324 million of venture funding was directed towards Black-owned startups, a steep drop from a quarterly highs of $850 million to $1.2 billion during the 5 previous quarters. How do we make sure #BuyBlack is not a moment, but a movement? Here are two solutions.

Are home appraisals realistically blessed?.
Financial Literacy

Are Home Appraisals Racially Biased?

What do we call a 23% drop in home valuation for Black neighborhoods versus comparable white neighborhoods? This is a glaring case of racial bias! Here are 4 ways to fight back.

411 on student debt cancellation.
Financial Wellness

What’s the 411 on Student Debt Cancelation

Do you qualify for Student Loan Relief? Here we inform you of the requirements, review the process, and explain why this is significant for Black borrowers, particularly those who hold a Pell Grant.

411 fednow instant payments.
Financial Wellness

The 411 on FedNow Instant Payments

With CashApp, Venmo, Zelle and PayPal, you can send money to friends and family around the clock in real time. In July 2023, the Federal Reserve will introduce FedNow, that will enable a similar service through banks.

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