Topic: Financial Wellness

While it might be tempting to have them set up an individual bank account right off the bat, an incoming college student’s best interest might

When we read financial advice… we’re always left thinking the writer is missing the point. All the recommendations are for people with lots of resources,

It’s summer which means beaches, cookouts and vacation time! But for those of us whose credit isn’t what we’d like it to be, summer fun

The best thing you can do before you apply for a home loan is to understand one of the factors financial institutions consider during their

How does one get into trouble?
It’s not always about bad decisions.

If you’re looking to rebuild your credit after bankruptcy or credit card default, turning to a secured credit card might be the solution for you.

After a failure, a series of small steps in the right direction can lead to greater success than ever before. Since there are so many

Get in the habit of spending within your means and avoid paying with credit whenever possible. Start paying off more than the minimum each month to improve your debt ratio.

The UNITY Visa is a Visa credit card – not a prepaid card. Secured credit cards, unlike prepaid cards, report to the major credit bureaus and help you restore your credit.