Loan Inquiries

Questions
Answers

Question: Can you assist me with a home loan?

Answer: Yes, we offer some of the best home loan programs in Massachusetts (Suffolk, Middlesex and Norfolk Counties), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade County). By refinancing or purchasing your home with OneUnited Bank, you can have confidence in your home loan decision. Simply visit one of our branches or visit the home loans section of our website to apply now.

 

Question: Does OneUnited Bank participate in any first time homebuyers programs?

Answer: Yes, we are a preferred lender for first time homebuyers programs that provide down payment assistance! First time homebuyers programs, such as the ONE Mortgage Program in Boston, the Boston Home Center, or the Miami-Dade Economic Advocacy Trust (MDEAT) Program, provide down payment and closing cost assistance to address the needs of low and moderate income families. OneUnited Bank provides pre-qualification letters, home loans and works in partnership with first time homebuyers programs to increase access to housing in the communities we serve.

 

Question: Can you assist me with a commercial real estate loan?

Answer: Yes, we offer some of the best commercial real estate loan programs for multi-tenant, office and industrial property in Massachusetts (Suffolk County), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade and Broward Counties). We are committed to fast and professional service and welcome brokers and property owners. Please visit our commercial real estate loan page.

 

Question: Can you assist me with a multifamily real estate loan?

Answer: Yes, we are one of the top 100 multifamily lenders in the country. We offer some of the best multifamily real estate loan programs for apartments with 5 or more units in Massachusetts (Suffolk County), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade and Broward Counties). We are committed to fast and professional service and welcome brokers and property owners. Please visit our multifamily loan page.

 

Question: What is your mortgage rate?

Answer: For single family loans, visit our home loan page for our current rates. Also, simply complete basic information on the Personalized Quote page – without any obligation or fee – to see more rate options. We offer very competitive home loan rates and many options with and without points. You can visit one of our branches or visit the home loans section of our website to apply now!

For multifamily loans or commercial real estate loans, visit here to learn more..

 

Question: Can you assist me with a business loan?

Answer: We offer real estate secured loans for single-family, multifamily and commercial real estate properties in communities where our branches are located. We do not currently offer business loans that are not secured by real estate.

 

Question: How can I make loan payments?

Answer: You can use Online Banking to make a one-time payment on your OneUnited Bank loan from your checking or savings account, including an account you have with another bank. Or you can schedule recurring loan payments to be automatically deducted every month from your checking or savings account on the date that you choose by completing and signing the ACH Authorization form, which you can download here. Or you can mail your payment by making your check payable to OneUnited Bank, writing your loan number on the check and mailing it to OneUnited Bank, Loan Servicing Department, 3683 Crenshaw Blvd. Los Angeles, CA 90016. For more information visit our Loan Payment Center.