Fee Inquiries

Questions
Answers

Question: Are there any fees?

Answer: There are no monthly maintenance fees for our online E-CD. However, there are miscellaneous fees such as a fee if you deposit a check and it is returned unpaid.

 

There is a monthly Maintenance Service Charge Membership Fee for checking and savings accounts. Please review our Online Truth In Savings Disclosures for more details on fees including how to avoid them with monthly direct deposits and/or minimum balances.

 

Question: Do you charge a fee to transfer funds online between OneUnited Bank and my other bank accounts?

Answer: No. Not for our standard service.

 

We do offer a next day premium transfer service and a $10 fee is assessed for next day outbound transfers.

 

Question: Is there a way to withdraw money via my ATM card without paying an ATM surcharge?

Answer: Yes. You can withdraw funds from over 15,000 surcharge free ATMs. Simply look for the Money Pass or SUM decals…or visit our website (www.oneunited.com) under the Branch/ATM locations section.

 

Question: Your disclosures say there is a Charge Per Debit fee? What is that?

Answer: For our savings accounts, we charge $1.00 for each withdrawal in excess of 6 per month. Our savings accounts are not transaction accounts…we like to encourage savings. Please review our Online Truth In Savings Disclosures for more details.

 

Question: Your disclosures say there is an Excess Transaction Fee? What is that?

Answer: We charge $15.00 for each check, draft, debit card, or similar order payable to third parties in excess of 6 per month. We will not charge you $15.00 for withdrawals to yourself. Our savings accounts are not transaction accounts…we like to encourage savings. Please review our Online Truth In Savings Disclosures for more details.