Financial Literacy Blog

2014 WINNING FINANCIAL LITERACY ESSAYS (1 of 3)

One of a three part series.OneUnited Bank announced its I Got Bank 4th Annual Essay Contest winners on August 11, 2014. The contest is designed to promote financial literacy for youth (ages 8 - 12). We think you will agree...

Why Refinance? 3 Refinancing Myths

As a homeowner, you might have questions about whether or not you should refinance your home. It is a serious financial decision, and one that must be carefully considered. It will not only affect your present economic situation, but your future as well. However, for...

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Mortgage Financing Options

When deciding to buy or refinance a home, the biggest concern is obtaining the right financing. As an example, which option is the best for your single family mortgage in Miami? Choosing the right mortgage loan for your family depends on your priorities. 30 Year Fixed...

Four Things to Do Before Applying for Your Home Loan

The best thing you can do before you apply for a home loan is to understand one of the factors financial institutions consider during their approval process. Financial institutions have an obligation to manage risk. And when it comes to home loans, evaluating risk...

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