Career Opportunities

 

OneUnited Bank is an Equal Opportunity Employer. We recruit and hire qualified candidates without regard to race, religion, color, sex, sexual orientation, age, national origin, ancestry, citizenship, veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state and municipal laws.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.

POSITION SUMMARY: Analyze and review a Multifamily/Commercial real estate loan portfolio. Will perform loan modifications, collateral releases, restructures, site inspections and identify possible risks. Will also recommend and implement loan workout strategies.

RESPONSIBILITIES AND ACCOUNTABILITIES - essential job functions include but are not limited to:

* Perform analysis on various types of financial statements and reports, to evaluate property's cash flow position and borrower/guarantor's financial soundness;
* Conduct internal collateral evaluation utilizing current market data;;
* Conduct fair value analysis as well as impairment test;
* Form action plans to actively manage troubled assets and follow through with actual resolution;
* Perform on site inspections.
* Prepare credit memoranda that accurately present pertinent credit risks and make classification recommendations to the Internal Asset Review Committee;
* Attend all Internal Asset Review committee meetings.
* Prepare information for the Allowance for Loan Losses Summary Report.
* Must have strong negotiation skills and the ability to handle complex credits and borrower situations. Evaluate existing borrower credit requests within established performance standards.
* Maintain compliance with the bank's policies and procedures and regulatory requirements in order to achieve satisfactory ratings from internal and external auditors.
* Participate in various projects as needed.

MINIMUM QUALIFICATIONS:
* B.A. Business Administration with Finance emphasis or equivalent Minimum 5+ years experience in credit risk management and/or workout of multifamily and commercial real estate loans ;
* Experience and demonstrated technical skill and knowledge in the following areas:
o Income property loan underwriting including property cash flow analysis, complex global relationship review, financial statements analysis of borrower and guarantor, collateral evaluation modules and credit review write-up;
o Experience and knowledge in loan classification, fair value analysis, accounting and regulatory guidelines associated with classified credits;
o Experience and knowledge of legal proceedings including foreclosure and bankruptcy proceedings;
o Thorough understanding and experience in various types of loan workouts.
* Strong problem solving and analytical skills
* Strong negotiation skills and the ability to handle complex credits and borrower situations
* Excellent written and oral presentation skills
* Ability to organize and work concurrently on multiple projects
* Proficient in the use of software including Excel and Word
* Strong communication skills, both written and verbal
* Self starter and must be able to work efficiently in a fast paced and changing environment

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status
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POSITION SUMMARY:
Proven Executive with extensive knowledge of the finance, accounting, banking regulations and investment functions in a banking environment. Provides leadership, direction, and management of regulatory reporting, and financial planning including treasury, credit, interest rate risk management, investment, funds management, strategic planning, budgeting, investor relations and recordkeeping activities of the bank to ensure they meet generally accepted accounting practices (GAAP) and are safe and sound. Chairs Asset/Liability Committee and Purchasing Committee. Participates in other management and board committees (Internal Asset Review Committee) and board of director reporting initiatives.

RESPONSIBILITIES AND ACCOUNTABILITIES - essential job function:
Responsible for managing all financial, accounting and Providing leadership for Asset/Liability Management, Interest Rate Risk Management, Investment Management
* Providing guidance and analysis for strategic planning including projections and sensitivity analysis
* Providing balance scorecard for Bank's performance to the Board of Directors
* Presenting monthly analysis of results to the board of dinvestment functions of the bank to include but not limited to:
*irectors including sensitivity analysis and exceptions to policy.
* Managing accounts payable and accounts receivable, preparing annual budget, managing the budget, financial analysis, financial reporting and recordkeeping, investments, taxes and ensuring general ledger accounts are reconciled monthly.
* Developing, implementing, and evaluating policies and procedures for the Finance Department. Ensuring all policies and procedures reflect compliance with current banking regulations and state and federal laws.
* Assisting with lease negotiation and major purchasing decisions for capital equipment or other capital asset expenditures.
* Ensuring staff is trained in all policies and procedures relative to the department.

MINIMUM QUALIFICATIONS:
* 15 years of finance experience with a minimum of 10 years in a financial institution and five years in a senior management position.
* Master's degree in Accounting, Finance or Business; CPA a plus
* Knowledge of bank accounting and regulations, investments, interest rate risk management and funds management
* Excellent analytical, oral and written communication skills and ability to collaborate with a strong team of managers are required.
* Up to date knowledge of current financial and accounting computer applications.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, and bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
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POSITION SUMMARY: Supervise the day to day operations of the retail store including security, customer service, cash operations, new accounts, and teller transactions while ensuring compliance with the CTR and MIL requirements of BSA. Manage the staffing schedule, cash needs of the branch, and provide customer service on a variety of relatively complex transactions; opening and cross selling of all deposit accounts, while handling customer basic questions. Coach staff to meet deposit and loan opportunity thresholds. Participate in the referral of loans and credit card applications. Audit new account documents, audit dormant report monthly with Branch Manager, participate in interviewing candidates for hire, assist in the coaching and development of all branch staff. Responsible for accurate and timely filing of all currency transaction reports for cash transactions over $10,000. Responsible for the management of the branch during Branch Manager absence. Train the staff on basic job functions, utilizing In-Branch training for new hire training and reinforcing knowledge and tools implemented through compliance and retail training. May represent Bank in community/economic development activities and initiatives. Proficient in Insight system, branch capture and basic business software.

RESPONSIBILITIES AND ACCOUNTABILITIES - essential job functions include but are not limited to:
1. Directs daily operations, maintaining adequate staff, supervising all branch staff and branch balancing settlements. Insures proper cash requirements and that of other negotiable instruments. Assign routine tasks to subordinates. Monitor completion of all routine activities. Control operating charge-offs, teller overages and shortages, and other cash items.
2. Responsible for maintaining a desired level of quality service to customers. Handle inquiries from subordinates regarding customer service; customer's complaints, and daily correspondence. Initiates potential new customer contacts.
3. Manage the accurate and timely filing of currency transaction reports (CTR's) by actively reviewing the MS Cash report daily, the daily CTR e-mail from Retail Administration, and by maintaining a competent level of CTR performance according to the CTR Certification Program for Customer Service Managers.
4. Assist in developing and implementing methods to attain sales goals. Achieve assigned individual goals and motivate staff to achieve goals. Recommend branch procedural improvements.
5. Give feedback on staff performance and recommend transfer, termination, and other disciplinary actions and promotion of staff.
6. Participate in community and business organizations.

MINIMUM QUALIFICATIONS:
Associate's Degree or equivalent required, Bachelor's Degree preferred. A minimum of 5 years of banking experience which includes some time in a leadership role. Proven sales and leadership skills.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
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POSITION SUMMARY: Provides extraordinary customer service by processing basic transactions and handling customer inquiries and questions. May be asked to perform various sales activities such as cross-sell existing products and loan referrals.

RESPONSIBILITIES AND ACCOUNTABILITIES - essential job functions include but are not limited to:
* Serves customers at a window, processes a variety of customer transactions within approved limits, balances cash and transactions.
* Receives commercial and individual checking deposits, verifies cash and endorsements, issues receipts either at the window or by mail.
* Accepts checks for cashing or paying, verifies endorsements validity, availability of funds and makes changes. Refers large or unusual or questionable transactions to the supervisor. Receives savings and club deposits, pays withdrawals after verifying balances and signatures.
* Receives mortgage, installment loan, cash reserve or any other payments, checking the due date.
* Sells money orders, treasurer's check, US savings bonds, and traveler's checks.
* Receives US savings bonds for payment.
* Receives checks for certification.
* Cross sells the banks services whenever possible.
* Make concentrated effort to solve customer problems.
* May perform related clerical functions such as filing signature cards, or typing duties as requested by the supervisor.

MINIMUM QUALIFICATIONS:
High School Diploma or GED required. Associate's Degree or equivalent a plus. 2 years of cash handling and customer service experience in retail environment required. 1 year of banking experience a plus.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to orally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations,
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties,
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.
OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
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Submit your resume for this position!
POSITION SUMMARY:
Effectively increases the growth of core deposits from existing customer relationships and by generating referrals for new customer relationships. Identifies client needs and presents solutions that meet the expressed current and anticipated future needs.

ESSENTIAL JOB FUNCTIONS:

* Contacts existing customers to expand their relationship with the bank, increase core deposits and retain their business
* Understanding customer needs and identifying potential cross-sell opportunities for other bank products and services.
* Promotes the Bank by emphasizing product benefits and the fulfillment of stated needs to a positive conclusion to close the sale.
* Must negotiate and be persuasive
* Builds relationships and offers additional products and services to each new account holder without regard for their current banking relationship.
* Generates referrals for new customers from existing customer relationships
* Identifies any service needs and ensures those needs are addressed by coordinating with other departments
* Tracks and records activities in CRM by entering accurate data to develop a sales pipeline, build customer relationship information (i.e. personal and financial information) refer new potential customers, initiate the delivery of marketing materials and initiate follow up on customer service issues.
* Protects organization's value by keeping all customer information confidential.
* Maintain strong product knowledge to effectively discuss benefits of deposit products and services



MINIMUM QUALIFICATIONS:
The successful candidate must have 3-5 years of retail banking experience and demonstrated sales experience. Excellent oral and written communication skills, high energy and an ability to work with others are essential.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, color, religion, sex, sexual orientation,
gender identity, national origin, disability, veteran status, or any other legally protected status
Submit Now
Submit your resume for this position!
SUMMARY:
OneUnited Bank is seeking college students for an exciting opportunity to work with the Sales team at America's largest black-owned bank. Students should be enthusiastic, service oriented and eager to learn and grow. This is a paid internship.

RESPONSIBILITIES AND ACCOUNTABILITIES - essential job functions include but are not limited to:
1. Support the Banks sales efforts by reaching out to new and existing customers via verbal and written communication.
2. Utilize Salesforce to gather customer data and update customer profile.
3. Completion of special projects as assigned

MINIMUM QUALIFICATIONS:
* College student pursuing a Bachelor's or Graduate degree, minimum 3.0 GPA is preferred - all majors considered
* Relevant work or internship experience in sales, service or finance role
* Ability to learn quickly and take action in a fast-paced environment
* Strong verbal and written communication skills
* Effective sales skills (professional, assertive, confident, driven)
* Excellent analytical, computer (i.e. excel, word, etc.) and data base (i.e. salesforce) management skills

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.
OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
Submit Now
Submit your resume for this position!
OneUnited Bank is seeking an individual for an exciting opportunity to work as an intern at America's largest Black owned bank. The Human Resources Intern will assist members of the Human Resources team with functions relating to Recruitment, Onboarding, and general administrative support for HR area. This is an ideal opportunity for an undergraduate student to gain experience in a technology driven business environment.

ESSENTIAL JOB FUNCTIONS
Recruitment and Onboarding
* Coordinate interviews
* Handle administrative recruiting task (background screenings, preparing new hire packages, etc.)
* Assist with the implementation of applicant tracking system

QUALIFICATIONS
Currently enrolled (rising freshman or above) in a Bachelor's degree program majoring in Business Management, Human Resources, Marketing or related business area of study.

EXPERIENCE/SKILLS:
* Must have strong writing skills/ability to express ideas clearly with excellent verbal skills
* Attention to detail and ability to multi-task,
* Proficiency in computer programs, specifically Microsoft Office (Word, PowerPoint, and Excel).
* Database experience preferred

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status

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JOB SUMMARY:
OneUnited Bank, the nation's largest Black owned bank, is looking for an IT Development intern. As an intern at OneUnited Bank, he/she will be working on several areas including Data Analytics, Web and Commercial Application development. He/She will have the opportunity to learn how technology helps solve business problems and adds value to the business bottom line. Intern projects will include efforts that improve IT or business processes through effective use of software systems and applications.

RESPONSIBILITES:
* Communicate effectively while interacting directly with colleagues, clientele, and/or other internal or external constituencies in the planning of assignments and the resolution of day-to-day operational problems.
* Under moderate supervision, provide entry-level professional services as appropriate to the day-to-day operating objectives of the area. Receives guidance, training, and mentoring from senior personnel in planning and carrying out activities and assignments.
* Undertake and/or participates in projects and programs designed to develop professional skills and expertise appropriate to the needs of the organization.
* Participate in the planning and implementation of unit projects and initiatives within area of expertise and ability.
* As specifically requested by management, conduct research and reporting inclusive of recommendations or alternative proposals for action.
* Undertake related studies or enrichment programs as appropriate to the specific objectives of the operating unit.
* Perform miscellaneous job-related duties as assigned.

QUALIFICATIONS:
* Enrolled in Computer Science/Engineering or MIS program
* Course work completed to include: Data Analytics, Software Engineering, Business
* GPA of 3.3 or above
* Rising Senior enrolled in an accredited university
* Problem-solving skills
* Organizational skills
* Results-oriented and Demonstrated ability to manage multiple tasks
* Ability to build relationships and interact with all levels of the organization
* JavaScript/HTML
* Knowledge of programming languages
* Excellent verbal and written communication skills; ability to effectively present information
* Flexibility - Able to change and adjust smoothly as the situation demands

DESIRED SKILLS:
* Ability to build reports in excel using data models.
* Ability to troubleshoot issues with business process or IT systems
* Apple and Microsoft Windows Servers
* Email Marketing- ability to build audiences
* Experience with SQL queries

SCHEDULE Basic work hours are 30-40 hours/week; 8am-5pm.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, color, religion, sex, sexual orientation,
gender identity, national origin, disability, veteran status, or any other legally protected status
Submit Now
Submit your resume for this position!
The Social Media Intern will be responsible for maintaining daily activity such as posts / tweets to all applicable social media outlets. Individuals should be enthusiastic, service oriented and eager to learn and grow. Strong writing and verbal skills are imperative, the ability to multi-task effectively is a must, along with an appreciation and understanding of the digital marketplace

Duties include but are not limited to:
* Developing and scheduling content for posting on all designated social media outlets including creative, monitoring online competitor presences / perceptions, reporting trending topics and other relevant online data
* Maintaining posting schedules, and researching relevant industry news for the social media editorial calendar
* Identifying influencers across all social channels.

QUALIFICATIONS:
* Must be currently enrolled in an accredited college or university
* Detail-oriented, Organized, Self-motivated and Focused on Success
* Excellent Verbal and Written Communication Skills (including proofreading), Reporting, Multi-tasking
* Familiar with Social Media platforms (Blog, Facebook, Twitter, LinkedIn, Google+, YouTube, and Instagram), SproutSocial
* Experience with Excel
* Familiar with Photoshop
* Video creation/editing experience a plus

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, color, religion, sex, sexual orientation,
gender identity, national origin, disability, veteran status, or any other legally protected status
Submit Now
Submit your resume for this position!