Career Opportunities

 

OneUnited Bank is an Equal Opportunity Employer. We recruit and hire qualified candidates without regard to race, religion, color, sex, sexual orientation, age, national origin, ancestry, citizenship, veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state and municipal laws.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.

POSITION SUMMARY: Analyze and review a Multifamily/Commercial real estate loan portfolio. Will perform loan modifications, collateral releases, restructures, site inspections and identify possible risks. Will also recommend and implement loan workout strategies.

RESPONSIBILITIES AND ACCOUNTABILITIES - essential job functions include but are not limited to:

* Perform analysis on various types of financial statements and reports, to evaluate property's cash flow position and borrower/guarantor's financial soundness;
* Conduct internal collateral evaluation utilizing current market data;;
* Conduct fair value analysis as well as impairment test;
* Form action plans to actively manage troubled assets and follow through with actual resolution;
* Perform on site inspections.
* Prepare credit memoranda that accurately present pertinent credit risks and make classification recommendations to the Internal Asset Review Committee;
* Attend all Internal Asset Review committee meetings.
* Prepare information for the Allowance for Loan Losses Summary Report.
* Must have strong negotiation skills and the ability to handle complex credits and borrower situations. Evaluate existing borrower credit requests within established performance standards.
* Maintain compliance with the bank's policies and procedures and regulatory requirements in order to achieve satisfactory ratings from internal and external auditors.
* Participate in various projects as needed.

MINIMUM QUALIFICATIONS:
* B.A. Business Administration with Finance emphasis or equivalent Minimum 5+ years experience in credit risk management and/or workout of multifamily and commercial real estate loans ;
* Experience and demonstrated technical skill and knowledge in the following areas:
o Income property loan underwriting including property cash flow analysis, complex global relationship review, financial statements analysis of borrower and guarantor, collateral evaluation modules and credit review write-up;
o Experience and knowledge in loan classification, fair value analysis, accounting and regulatory guidelines associated with classified credits;
o Experience and knowledge of legal proceedings including foreclosure and bankruptcy proceedings;
o Thorough understanding and experience in various types of loan workouts.
* Strong problem solving and analytical skills
* Strong negotiation skills and the ability to handle complex credits and borrower situations
* Excellent written and oral presentation skills
* Ability to organize and work concurrently on multiple projects
* Proficient in the use of software including Excel and Word
* Strong communication skills, both written and verbal
* Self starter and must be able to work efficiently in a fast paced and changing environment

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status
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Submit your resume for this position!
POSITION SUMMARY: Perform a variety of customer service duties in a centralized, high volume environment via telephone, Internet, and fax.

RESPONSIBILITIES AND ACCOUNTABILITIES - essential job functions include but are not limited to:
* Assist customers with a variety of banking transactions including providing account information, answering questions about products and services, responding to problems and selling/cross-selling bank products and services.
* Promote use of automated self-service products such as ATM, VRU, internet banking, etc.
* Maintain service standards as required by position benchmarks for customer service, call abandonment, turnaround time, accuracy and follow up.
* Work any shift between 6:00 a.m. and 6:00 p.m., 6 days a week.

MINIMUM QUALIFICATIONS:
Must have a High School Diploma or equivalent and 2 years of experience in retail banking (call center experience preferred). Must have a positive attitude with excellent customer service skills, the ability to learn, to multitask, to get along with people, and the ability to identify cross-selling opportunities and sell our products and services. Requires close attention to detail, outstanding communication (listening, verbal, and written) and strong interpersonal skills. Must have strong PC and Math aptitude. Must have the ability to work independently.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, color, religion, sex, sexual orientation,
gender identity, national origin, disability, veteran status, or any other legally protected status
Submit Now
Submit your resume for this position!
POSITION SUMMARY:
Effectively increases the growth of core deposits from existing customer relationships and by generating referrals for new customer relationships. Identifies client needs and presents solutions that meet the expressed current and anticipated future needs.

ESSENTIAL JOB FUNCTIONS:

* Contacts existing customers to expand their relationship with the bank, increase core deposits and retain their business
* Understanding customer needs and identifying potential cross-sell opportunities for other bank products and services.
* Promotes the Bank by emphasizing product benefits and the fulfillment of stated needs to a positive conclusion to close the sale.
* Must negotiate and be persuasive
* Builds relationships and offers additional products and services to each new account holder without regard for their current banking relationship.
* Generates referrals for new customers from existing customer relationships
* Identifies any service needs and ensures those needs are addressed by coordinating with other departments
* Tracks and records activities in CRM by entering accurate data to develop a sales pipeline, build customer relationship information (i.e. personal and financial information) refer new potential customers, initiate the delivery of marketing materials and initiate follow up on customer service issues.
* Protects organization's value by keeping all customer information confidential.
* Maintain strong product knowledge to effectively discuss benefits of deposit products and services



MINIMUM QUALIFICATIONS:
The successful candidate must have 3-5 years of retail banking experience and demonstrated sales experience. Excellent oral and written communication skills, high energy and an ability to work with others are essential.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, color, religion, sex, sexual orientation,
gender identity, national origin, disability, veteran status, or any other legally protected status
Submit Now
Submit your resume for this position!
POSITION SUMMARY: Perform a variety of customer service duties in a centralized, high volume environment via telephone, Internet, and fax.

RESPONSIBILITIES AND ACCOUNTABILITIES - essential job functions include but are not limited to:
* Assist customers with a variety of banking transactions including providing account information, answering questions about products and services, responding to problems and selling/cross-selling bank products and services.
* Promote use of automated self-service products such as ATM, VRU, internet banking, etc.
* Maintain service standards as required by position benchmarks for customer service, call abandonment, turnaround time, accuracy and follow up.
* Work any shift between 6:00 a.m. and 6:00 p.m., 6 days a week.

MINIMUM QUALIFICATIONS:
Must have a High School Diploma or equivalent and 2 years of experience in retail banking (call center experience preferred). Must have a positive attitude with excellent customer service skills, the ability to learn, to multitask, to get along with people, and the ability to identify cross-selling opportunities and sell our products and services. Requires close attention to detail, outstanding communication (listening, verbal, and written) and strong interpersonal skills. Must have strong PC and Math aptitude. Must have the ability to work independently.

The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodation when necessary. The following are essential abilities and physical requirements for all positions at the Bank:
* Ability to verbally communicate effectively with others,
* Ability to communicate effectively in writing, using the English language.
* Ability to accurately count and perform arithmetic calculations.
* Ability to work cooperatively with colleagues and supervisory staffs at all levels,
* Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties,
* Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.
* Regular attendance
* Travel by car, airplane, bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.

OneUnited Bank is an equal opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, color, religion, sex, sexual orientation,
gender identity, national origin, disability, veteran status, or any other legally protected status
Submit Now
Submit your resume for this position!